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field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_rental_property_loss\",\n                                            \"title\": \"Rental Property Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what were your (and your partner\'s) net rental property losses?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page9\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_financial_investment_loss\",\n                                            \"title\": \"Financial Investment Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Financial Investment Losses\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_financial_investment_loss\",\n                                            \"title\": \"Financial Investment Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_financial_investment_loss\",\n                                            \"title\": \"Financial Investment Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what were your (and your partner\'s) net financial investment losses?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page10\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>Don\'t include the first $1,000 of employer provided benefits</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_employer_provided_benefits\",\n                                            \"title\": \"Employer Provided Benefits\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Employer Provided Benefits\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_employer_provided_benefits\",\n                                            \"title\": \"Employer Provided Benefits\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_employer_provided_benefits\",\n                                            \"title\": \"Employer Provided Benefits \",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what was the value of your (and/or your partner\'s) employer provided benefits above $1,000?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page11\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>See the Income tests section of your income tax return</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_employer_superannuation_contributions\",\n                                            \"title\": \"Employer Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Employer Contributions To Super\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_employer_superannuation_contributions\",\n                                            \"title\": \"Employer Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"partner_total_employer_superannuation_contributions\",\n                                            \"title\": \"Employer Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what the total amount your (and/or your partner\'s) EMPLOYER contributed to your superannuation?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>See the Supplementary section of your income tax return</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_personal_superannuation_contributions\",\n                                            \"title\": \"Personal Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Personal Contributions To Super\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_personal_superannuation_contributions\",\n                                            \"title\": \"Personal Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"partner_total_personal_superannuation_contributions\",\n                                            \"title\": \"Personal Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                 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\"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p>The account must be in your name. A joint account is acceptable.</p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ]\n                                        }\n                                    ]\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"name\": \"pension_paid_account_institution_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"pension_paid_account_bsb\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"pension_paid_account_account_number\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"title\": \"Account Ownership\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"pension_paid_account_account_holders\",\n                                                            \"defaultValue\": \"My Account\",\n                                                            \"isRequired\": true,\n                                                            \"visible\": false,\n                                                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel14\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"name\": \"same_bank_details_as_member\",\n                                                    \"defaultValue\": false,\n                                                    \"visibleIf\": \"{pension_paid_account_account_holders} = \'Joint Account\'\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_pension_paid_account_institution_name\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_pension_paid_account_bsb\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_pension_paid_account_account_number\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"title\": \"Account Ownership\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"partner_pension_paid_account_account_holders\",\n                                                            \"defaultValue\": \"My Account\",\n                                                            \"visible\": false,\n                                                            \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel22\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Although the CSHC does not come with any regular payments, providing your bank details ensures you can automatically receive any future payments you become entitled to.\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page8\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page13\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p> This includes SMSFs where you are required to make a minimum annual drawdown. </p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_income_stream_products_owned\",\n                                            \"isRequired\": true,\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_income_stream_products_owned\",\n                                            \"isRequired\": true,\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_income_stream_products_owned\",\n                                            \"isRequired\": true,\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"Do you (and/or your partner) have a superannuation account that makes payments to you?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page13\",\n                    \"elements\": [\n                        {\n                            \"title\": \"What type of superannuation account makes payments to you?\",\n                            \"visibleIf\": \"{member_income_stream_products_owned} = \\\"1\\\" or {partner_income_stream_products_owned} = \\\"1\\\"\",\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p> If you have an SMSF then you need to select: Account Based Pensions. </p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel2\",\n                                    \"customCSSClasses\": \"panel-question\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"field-param\",\n                                            \"isRequired\": true,\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"type\": \"panel\",\n                                                            \"customCSSClasses\": \"panel-list\",\n                                                            \"titleLocation\": \"hidden\",\n                                                            \"elements\": [\n                                                                {\n                                                                    \"name\": \"member_own_ABP\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_defined_benefits\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_annuities\"\n                                                                }\n                                                            ]\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel2\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\' and {member_income_stream_products_owned} = \\\"1\\\"\"\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"field-param panel-member\",\n                                            \"isRequired\": true,\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"type\": \"panel\",\n                                                            \"customCSSClasses\": \"panel-list\",\n                                                            \"titleLocation\": \"hidden\",\n                                                            \"elements\": [\n                                                                {\n                                                                    \"name\": \"member_own_ABP\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_defined_benefits\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_annuities\"\n                                                                }\n                                                            ]\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel2\",\n                                            \"title\": \"<member field=\'member.first_name\'></member>\",\n                                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\' and {member_income_stream_products_owned} = \\\"1\\\"\"\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"field-param panel-partner\",\n                                            \"isRequired\": true,\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"type\": \"panel\",\n                                                            \"customCSSClasses\": \"panel-list\",\n                                                            \"titleLocation\": \"hidden\",\n                                                            \"elements\": [\n                                                                {\n                                                                    \"name\": \"partner_own_ABP\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"partner_own_defined_benefits\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"partner_own_annuities\"\n                                                                }\n                                                            ]\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel2\",\n                                            \"startWithNewLine\": false,\n                                            \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\' and {partner_income_stream_products_owned} = \\\"1\\\"\"\n                                        }\n                                    ]\n                                }\n                            ]\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_abp\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_abp_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"defaultValue\": \"Account based pension\",\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_gap\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_ABP} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_abp\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_abp_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"defaultValue\": \"Account based pension\",\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_gap\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_ABP} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please confirm the following details for all account based pension accounts that you (and/or your partner) receive  payments from.\"\n                        }\n                    ],\n                    \"name\": \"page15\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_abp} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_abp} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_ali_db\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"ali_db_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income_frequency\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_defined_benefits} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_ali_db\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"ali_db_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income_frequency\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_defined_benefits} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please confirm the following details for all defined benefit pensions that you (and/or your partner) receive.\"\n                        }\n                    ],\n                    \"name\": \"page15\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_defined_benefits} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_defined_benefits} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_annuity\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_ref_number\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rn\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"name\": \"panel8\",\n                                                    \"customCSSClasses\": \"field-param\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"al_annuity_payment_amount\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"isRequired\": true\n                                                        },\n                                                        {\n                                                            \"name\": \"al_annuity_frequency\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"startWithNewLine\": false,\n                                                            \"isRequired\": true\n                                                        }\n                                                    ]\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rcv\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_annuity\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_ref_number\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rn\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"name\": \"panel8\",\n                                                    \"customCSSClasses\": \"field-param\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"al_annuity_payment_amount\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"isRequired\": true\n                                                        },\n                                                        {\n                                                            \"name\": \"al_annuity_frequency\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"startWithNewLine\": false,\n                                                            \"isRequired\": true\n                                                        }\n                                                    ]\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rcv\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please confirm the following details for all annuities that you (and/or your partner) have.\"\n                        }\n                    ],\n                    \"name\": \"page15\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_commutations\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_has_commutations\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_value\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel60\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_has_commutations\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_value\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel61\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel30\",\n                            \"title\": \"Have there been any commutations since the annuity commenced?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"panel1\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_is_indexed\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_base\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_next_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_fixed_rate\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel70\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_is_indexed\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_base\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_next_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_fixed_rate\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel71\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel69\",\n                            \"title\": \"Is this annuity indexed? e.g. to CPI\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"panel2\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                }\n            ]\n        }\n    ],\n    \"questionErrorLocation\": \"bottom\",\n    \"requiredText\": \"\",\n    \"showCompletedPage\": false,\n    \"showQuestionNumbers\": \"off\",\n    \"storeOthersAsComment\": false\n}'),('3000eebe-ebdc-11ee-a7b7-8f32ace15992','{\n    \"clearInvisibleValues\": \"onHidden\",\n    \"completeText\": \"Default Finish\",\n    \"focusFirstQuestionAutomatic\": false,\n    \"pageNextText\": \"Continue\",\n    \"pagePrevText\": \"Previous\",\n    \"completedButton\": {\n        \"url\": \"/#/questionnaires\",\n        \"label\": \"Finish\",\n        \"cssClasses\": \"button button--faded\"\n    },\n    \"pages\": [\n        {\n            \"name\": \"GTKM reviewpage\",\n            \"customCSSClasses\": \"page-review\",\n            \"elements\": [\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel1\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"review_page_title\"\n                                }\n                            ]\n                        }\n                    ],\n                    \"name\": \"page0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page1\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel1\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel2.1\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>Please list the eligible applicant\'s details OR if both of you are applying, list the older person\'s details here.</p>\",\n                                            \"visibleIf\": \"{check_ap_application_type_c} = \'Couple\' or {maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\' \",\n                                            \"customCSSClasses\": \"description-response\"\n                                        },\n                                        {\n                                            \"name\": \"member_salutation\",\n                                            \"title\": \"Salutation\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"member_first_name\",\n                                            \"title\": \"First Name\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"member_middle_name_c\",\n                                            \"title\": \"Middle Name\"\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"member_last_name\",\n                                            \"title\": \"Last Name\",\n                                            \"isRequired\": true\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"title\": \"What is your name?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page5\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel67\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panelemail\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"member_email1\",\n                                            \"title\": \"Email Address\",\n                                            \"isRequired\": true,\n                                            \"defaultValue\": \"\",\n                                            \"validators\": [\n                                                {\n                                                    \"type\": \"email\",\n                                                    \"text\": \"Please enter a valid email address\"\n                                                }\n                                            ]\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"title\": \"Nice to meet you <member field=\'member.first_name\'></member>!  What is your preferred email address?\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page5\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel67\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panelphone\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"member_phone_mobile\",\n                                            \"title\": \"Mobile Number\",\n                                            \"isRequired\": true,\n                                            \"inputMask\": \"phone\",\n                                            \"inputFormat\": \"####-###-####\"\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"title\": \"What is your mobile number?\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page2\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel1\",\n                            \"isRequired\": true,\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"maritalstatus_c\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        \"Married\",\n                                        \"In a registered relationship\",\n                                        \"Living with my partner\",\n                                        \"Separated\",\n                                        \"Divorced\",\n                                        \"Widowed\",\n                                        \"Single\"\n                                    ]\n                                }\n                            ],\n                            \"title\": \"What is your current marital status?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page3\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel1\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"ap_application_type_c\",\n                                    \"defaultValue\": \"Single\",\n                                    \"isRequired\": true,\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"Single\",\n                                            \"text\": \"Me\"\n                                        },\n                                        {\n                                            \"value\": \"Couple\",\n                                            \"text\": \"Me & My Partner\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                },\n                                {\n                                    \"name\": \"message_application_type\"\n                                }\n                            ],\n                            \"title\": \"Who is applying for the Commonwealth Seniors Health Card?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page4\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel57\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel58\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>Please list the details for the person that is not applying OR if both of you are applying, the younger person\'s details here.</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        },\n                                        {\n                                            \"name\": \"partner_salutation\",\n                                            \"title\": \"Salutation\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"partner_first_name\",\n                                            \"title\": \"First Name\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"partner_middle_name_c\",\n                                            \"title\": \"Middle Name\"\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"partner_last_name\",\n                                            \"title\": \"Last Name\",\n                                            \"isRequired\": true\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"title\": \"What is your partner\'s name?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"member_different_partner_email\",\n                                    \"customCSSClasses\": \"radio-multi\",\n                                    \"isRequired\": true,\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"same_email\",\n                                            \"text\": \"We use the same email address\"\n                                        },\n                                        {\n                                            \"value\": \"different_email\",\n                                            \"text\": \"They have a different email address\"\n                                        }\n                                    ]\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"visibleIf\": \"{member_different_partner_email} = \'different_email\'\",\n                                    \"name\": \"panelemail\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"partner_email1\",\n                                            \"title\": \"Partner\'s email address?\",\n                                            \"isRequired\": true,\n                                            \"defaultValue\": \"\",\n                                            \"validators\": [\n                                                {\n                                                    \"type\": \"email\",\n                                                    \"text\": \"Please enter a valid email address\"\n                                                }\n                                            ]\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\",\n                            \"title\": \"Does your partner have a different email to you?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page5\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"member_different_mobile_number\",\n    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\"{member_different_mobile_number} = \'different_mobile_number\'\",\n                                    \"name\": \"panelmobilenumber\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"partner_phone_mobile\",\n                                            \"title\": \"Partner\'s mobile number?\",\n                                            \"isRequired\": true,\n                                            \"defaultValue\": \"\",\n                                            \"inputMask\": \"phone\",\n                                            \"inputFormat\": \"####-###-####\"\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"visibleIf\": 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                                \"type\": \"radiogroup\",\n                                            \"name\": \"member_receives_income_from_employment\",\n                                            \"isRequired\": true,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ],\n                                            \"colCount\": 2\n                                        },\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_employment_type\",\n                                            \"visibleIf\": \"{member_receives_income_from_employment} = 1\",\n                                            \"customCSSClasses\": \"radio-multi\",\n                                            \"isRequired\": true,\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"other_employment\",\n                                                    \"text\": \"I work for an employer\"\n                                                },\n                                                {\n                                                    \"value\": \"self_employed\",\n                                                    \"text\": \"I work for myself\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel9\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_receives_income_from_employment\",\n                                            \"isRequired\": true,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ],\n                                            \"colCount\": 2\n                                        },\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_employment_type\",\n                                            \"visibleIf\": \"{partner_receives_income_from_employment} = 1\",\n                                            \"customCSSClasses\": \"radio-multi\",\n                                            \"isRequired\": true,\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"other_employment\",\n                                                    \"text\": \"I work for an employer\"\n                                                },\n                                                {\n                                                    \"value\": \"self_employed\",\n                                                    \"text\": \"I work for myself\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\",\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"startWithNewLine\": false\n                                }\n                            ],\n                            \"title\": \"Are you currently employed?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page7\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel10\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"owns_property\",\n                                    \"isRequired\": true,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"isRequired\": true,\n                                    \"name\": \"panel7\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"owns_home\",\n                                            \"title\": \"The home that I (and/or my partner) live in\",\n                                            \"defaultValue\": \"true\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        },\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"owns_investment_property\",\n                                            \"title\": \"One or more investment properties\",\n                                            \"defaultValue\": \"false\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        }\n                                    ],\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{owns_property}=1\"\n                                }\n                            ],\n                            \"title\": \"Do you (and/or your partner) own any property?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page8\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel5\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel2\",\n                                    \"customCSSClasses\": \"panel-list\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"property_larger_than_2_hectares\",\n                                            \"title\": \"Is on land that is larger than 2 hectares\",\n                                            \"defaultValue\": \"false\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        },\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"property_more_than_1_title\",\n                                            \"title\": \"Has more than one title document\",\n                                            \"defaultValue\": \"false\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        },\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"property_used_for_non_rental_income\",\n                                            \"title\": \"Is used to generate any type of income other than rental\",\n                                            \"defaultValue\": \"false\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        },\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"property_partly_owned_by_company\",\n                                            \"title\": \"Is partly owned by a company\",\n                                            \"defaultValue\": \"false\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        },\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"property_partly_owned_by_3rd_party\",\n                                            \"title\": \"Is partly owned by another person other than my partner\",\n                                            \"defaultValue\": \"false\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        },\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"property_more_than_1_building\",\n                                            \"title\": \"Has more than one building rented out separately\",\n                                            \"defaultValue\": \"false\",\n                                            \"valueTrue\": \"1\",\n                                            \"valueFalse\": \"0\"\n                                        },\n                                        {\n                                            \"type\": \"boolean\",\n                                            \"name\": \"has_no_excluded_property\",\n                                            \"title\": \"None of these apply to me\",\n                                            \"defaultValue\": \"false\"\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"title\": \"Do you (and/or your partner) own any property that:\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{owns_home}=1 && {owns_property}=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page8.5\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel12\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"earns_non_rental_income\",\n                                    \"isRequired\": true,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                }\n                            ],\n                            \"title\": \"Do you (and/or your partner) earn non-rental income from the investment property you own?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"visibleIf\": \"{owns_investment_property}=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page9\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel6\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"living_situation\",\n                                    \"isRequired\": true,\n                                    \"customCSSClasses\": \"radio-multi\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"Rent\",\n                                            \"text\": \"Accommodation where you pay rent\"\n                                        },\n                                        {\n                                            \"value\": \"Public housing - primary tenant\",\n                                            \"text\": \"Public housing where you are the primary tenant\"\n                                        },\n                                        \"Other\"\n                                    ]\n                                }\n                            ],\n                            \"title\": \"Which of the following best describes where you (and/or your partner) live?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"visibleIf\": \"{owns_home}!=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page10\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel8\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"checkbox\",\n                                    \"name\": \"living_situation_rent_check\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"Boarding house\",\n                                            \"text\": \"Boarding house, hostel or private hotel\"\n                                        },\n                                        \"Retirement village\",\n                                        {\n                                            \"value\": \"Nursing home\",\n                                            \"text\": \"Nursing home or aged care hostel\"\n                                        },\n                                        {\n                                            \"value\": \"Hospital\",\n                                            \"text\": \"Hospital or home for people with disabilities\"\n                                        },\n                                        {\n                                            \"value\": \"Right for life\",\n                                            \"text\": \"Accommodation which you have the right to use for life\"\n                                        },\n                                        {\n                                            \"value\": \"notApplicable\",\n                                            \"text\": \" None of these apply to me\"\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"title\": \"Do you (and/or your partner) live in any of the following?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{living_situation} = \'Rent\'\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page11\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel11\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"shares_accommodation\",\n                                    \"isRequired\": true,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                }\n                            ],\n                            \"title\": \"Do you share your accommodation with anyone (other than your partner or family members)?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel13\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"involved_in_private_company\",\n                                    \"isRequired\": true,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                }\n                            ],\n                            \"title\": \"Are you (and/or your partner) currently or in the past 5 years been involved with a private company?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"title\": \"Is the private company deregistered with ASIC?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"private_company_deregistered\",\n                                    \"isRequired\": true,\n                                    \"colCount\": 2,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"saveToContactModule\": true,\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ]\n                                }\n                            ]\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{involved_in_private_company} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"title\": \"Have you (and/or your partner) made any type of gift involving a private company (either registered or deregistered) in the last 5 years?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"private_company_gift\",\n                                    \"isRequired\": true,\n                                    \"colCount\": 2,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"saveToContactModule\": true,\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ]\n                                }\n                            ]\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{involved_in_private_company} = 1 and {private_company_deregistered} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"title\": \"Have you completed a private company (MOD PC) form in the last 5 years and submitted this to Centrelink?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"completed_company_form\",\n                                    \"isRequired\": true,\n                                    \"colCount\": 2,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"saveToContactModule\": true,\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ]\n                                }\n                            ]\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"({involved_in_private_company} = 1 and {private_company_deregistered} = 0) or ({involved_in_private_company} = 1 and {private_company_gift} = 1) \"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"title\": \"Have you provided Centrelink with a copy of the most recent Income Tax Return and financial statements for the private company?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"private_company_tax_return\",\n                                    \"isRequired\": true,\n                                    \"colCount\": 2,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"saveToContactModule\": true,\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ]\n                                }\n                            ]\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{involved_in_private_company} = 1 and {completed_company_form} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel13\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>This could be through:</p> <ul><li>Farming </li> <li>Self - employment </li><li>Work as sole trader</li> <li>Sub-contracting</li> <li>Private partnership</li></ul>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"involved_in_business\",\n                                    \"isRequired\": true,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                }\n                            ],\n                            \"title\": \"Are you (and/or your partner) currently involved with any type of business?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel13\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"involved_in_private_trust\",\n                                    \"isRequired\": true,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                }\n                            ],\n                            \"title\": \"Are you (and/or your partner) currently or in the past 5 years been involved with a private trust?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"trust1\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"title\": \"Is the private trust now vested?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"private_trust_vested\",\n                             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\"name\": \"trust3\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"title\": \"Have you completed a Private Trust form (Mod PT) or a Special Disability Trust form (Mod SDT) in the last 5 years?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"completed_trust_form\",\n                                    \"isRequired\": true,\n                                    \"colCount\": 2,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"saveToContactModule\": true,\n                                    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\"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"member_primary_address_street\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"member_primary_address_city\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"member_primary_address_state\"\n                                                },\n                                                {\n                                             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\"isRequired\": true,\n                                                    \"name\": \"partner_primary_address_postalcode\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{living_with_partner} = false\"\n                                                }\n                                            ],\n                                            \"name\": \"panel22\"\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"name\": \"partner_same_primary_alt_address\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_alt_address_street\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{partner_same_primary_alt_address} = false\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_alt_address_city\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{partner_same_primary_alt_address} = false\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_alt_address_state\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{partner_same_primary_alt_address} = false\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_alt_address_postalcode\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{partner_same_primary_alt_address} = false\"\n                                                }\n                                            ],\n                                            \"name\": \"panel13\"\n                                        }\n                                    ],\n                                    \"name\": 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\"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Do you have a tax file number?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page9\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"marriage_date\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"When did you get married?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"visible\": false,\n                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' \"\n                        },\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"registered_relationship_date\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"When did you register your relationship?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"visible\": false,\n                            \"visibleIf\": \"{maritalstatus_c} = \'In a registered relationship\' \"\n                        },\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"relationship_startdate\"\n                                }\n                            ],\n                            \"name\": \"panel3\",\n                            \"title\": \"When did you and your partner start your relationship?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"visible\": false,\n                            \"visibleIf\": \"{maritalstatus_c} = \'Living with my partner\' \"\n                        },\n                        {\n                      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true,\n                                    \"name\": \"deceased_partner_name\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"deceased_partner_birthdate\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"deceased_partner_deathdate\"\n                                }\n                            ],\n                            \"name\": \"panel5\",\n                            \"title\": \"Please tell us about your late partner.\",\n                            \"visible\": false,\n                            \"visibleIf\": \"{maritalstatus_c} = \'Widowed\' \"\n                        }\n                    ],\n                    \"name\": \"page10\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\' or {maritalstatus_c} = \'Single\' or {maritalstatus_c} = \'Widowed\'\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"lived_with_partner\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Have you ever lived with a partner?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page11\",\n                    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            \"visible\": false,\n                    \"visibleIf\": \"{maritalstatus_c} = \'Divorced\' or {maritalstatus_c} = \'Separated\' or {lived_with_partner} = 1 or {married_before} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"not_living_with_partner_startdate\"\n                                }\n                            ],\n                            \"name\": \"panel6\",\n                            \"title\": \"When did you and your partner start living in separate homes?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page13.1\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{living_with_partner} = 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_former_partner_name\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_first_name\"\n                                },\n                                {\n                                    \"name\": \"former_partner_middle_name\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_last_name\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"What is your former partner\'s name?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page13.2\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{living_with_former_partner} = 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"not_living_with_partner_end\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"not_living_with_partner_enddate\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{not_living_with_partner_end} = 1 and {never_live_with_partner} != true\"\n                                },\n                                {\n                                    \"name\": \"never_live_with_partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{not_living_with_partner_end} = 1\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Do you know when you and your partner will stop living in separate homes?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page14.1\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{living_with_partner} = 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_former_partner_birthdate\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_birthdate\"\n                                }\n                            ],\n                            \"name\": \"panel9\",\n                            \"title\": \"What is your former partner\'s date of birth?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page14.2\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{living_with_former_partner} = 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_former_partner_relationship_enddate\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_relationship_enddate\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"When did your relationship with your former partner end?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page15\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{living_with_former_partner} = 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_former_partner_address\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_address_known\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_current_address_street\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{former_partner_address_known} = 1\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_current_address_city\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{former_partner_address_known} = 1\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_current_address_state\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{former_partner_address_known} = 1\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"former_partner_current_address_postalcode\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{former_partner_address_known} = 1\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Do you know your former partner\'s current address?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page16\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{living_with_former_partner} = 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_currently_living_in_aus\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_other_country_living_in\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_currently_living_in_aus} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_currently_living_in_aus\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_other_country_living_in\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_currently_living_in_aus} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel12.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Are you currently living in Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page17\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"CSHCParentsVisa\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"isRequired\": \"true\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_parents_humanitarian_visa\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Your Parents Visa\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_parents_humanitarian_visa\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"You\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_parents_humanitarian_visa\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"Your Partner\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"Did either of your parents arrive in Australia on a refugee or humanitarian visa?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_ever_lived_in_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_currently_living_in_aus}=0\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_ever_lived_in_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_currently_living_in_aus}=0\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Have you ever lived in Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page18\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_currently_living_in_aus}=0 or {partner_currently_living_in_aus}=0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_born_in_aus\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_country_of_birth\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_born_in_aus} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_born_in_aus\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_country_of_birth\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_born_in_aus} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Were you born in Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page19\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_aus_citizenship\"\n                                        },\n                                        {\n                                            \"name\": \"member_aus_citizenship_date_granted\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_aus_citizenship} = 1 and {member_born_in_aus} = 0\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"name\": \"member_other_citizenship\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_aus_citizenship} = 0\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"name\": \"member_other_citizenship_date_granted\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_aus_citizenship} = 0 and {member_other_citizenship_since_birth} != 1\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"name\": \"member_other_citizenship_since_birth\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_aus_citizenship} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel8\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_aus_citizenship\"\n                                        },\n                                        {\n                                            \"name\": \"partner_aus_citizenship_date_granted\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_aus_citizenship} = 1 and {partner_born_in_aus} = 0\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"name\": \"partner_other_citizenship\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_aus_citizenship} = 0\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"name\": \"partner_other_citizenship_date_granted\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_aus_citizenship} = 0 and {partner_other_citizenship_since_birth} != 1\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"name\": \"partner_other_citizenship_since_birth\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_aus_citizenship} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel11\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Are you an Australian citizen?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page20\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_visa_first_arrived_in_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel24\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_aus_citizenship} = 0 or {member_born_in_aus} = 0\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"name\": \"partner_visa_first_arrived_in_aus\",\n                                            \"isRequired\": true,\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel25\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                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       {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_visa_first_arrived_subclass\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_visa_first_arrived_date_granted\"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"({member_visa_first_arrived_in_aus} notempty and {member_visa_first_arrived_in_aus} != \'Unknown\')\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_visa_first_arrived_subclass\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_visa_first_arrived_date_granted\"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"({partner_visa_first_arrived_in_aus} notempty and {partner_visa_first_arrived_in_aus} != \'Unknown\')\"\n                                }\n                            ],\n                            \"name\": \"panel27\",\n                            \"title\": \"What were the details of the visa you had when you first arrived in Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page23\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_visa_first_arrived_in_aus} notempty and {member_visa_first_arrived_in_aus} != \'Unknown\') or ({partner_visa_first_arrived_in_aus} notempty and 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\"visible\": false,\n                                    \"visibleIf\": \"{member_visa_first_arrived_in_aus} notempty\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_visa_details_have_changed\"\n                                        }\n                                    ],\n                                    \"name\": \"panel32\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_visa_first_arrived_in_aus} notempty\"\n                                }\n                            ],\n                            \"name\": \"panel30\",\n                            \"title\": \"Has your visa changed since you first arrived in Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page24\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_visa_first_arrived_in_aus} notempty or {partner_visa_first_arrived_in_aus} notempty\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n    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                    \"visibleIf\": \"{member_visa_details_have_changed}=1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_visa_recent_subclass\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_visa_recent_date_granted\"\n                                        },\n                                        {\n                                            \"name\": \"partner_visa_recent_is_pr\"\n                                        }\n                                    ],\n                                    \"name\": \"panel35\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_visa_details_have_changed}=1\"\n                                }\n                            ],\n                            \"name\": \"panel33\",\n                            \"title\": \"What are the details of you most recent visa?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page25\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_visa_details_have_changed}=1 or {partner_visa_details_have_changed}=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_date_start_living_in_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel37\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_visa_first_arrived_in_aus} notempty\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_date_start_living_in_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel38\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_visa_first_arrived_in_aus} notempty\"\n                       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    \"isRequired\": true,\n                                            \"name\": \"member_start_living_in_aus_before_1965\"\n                                        }\n                                    ],\n                                    \"name\": \"panel40\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_visa_first_arrived_in_aus} notempty\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_start_living_in_aus_before_1965\"\n         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\"{member_visa_first_arrived_in_aus} notempty or {partner_visa_first_arrived_in_aus} notempty\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_first_arrive_different_legal_name\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_first_arrive_legal_name\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_first_arrive_different_legal_name} = 1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel43\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_start_living_in_aus_before_1965} =1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_first_arrive_different_legal_name\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_first_arrive_legal_name\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_first_arrive_different_legal_name} = 1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel44\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_start_living_in_aus_before_1965} = 1\"\n                                }\n                            ],\n                            \"name\": \"panel42\",\n                            \"title\": \"When you first arrived in Australia, was your legal name different to your current legal name?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page28\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_start_living_in_aus_before_1965} = 1 or {partner_start_living_in_aus_before_1965} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_first_arrive_place\"\n                                        }\n                                    ],\n                                    \"name\": \"panel46\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_start_living_in_aus_before_1965} = 1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_first_arrive_place\"\n                                        }\n                                    ],\n                                    \"name\": \"panel47\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_start_living_in_aus_before_1965} = 1\"\n                                }\n                            ],\n                            \"name\": \"panel45\",\n                            \"title\": \"What was the name of the place you first arrived / disembarked in Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page29\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_start_living_in_aus_before_1965} = 1 or {partner_start_living_in_aus_before_1965} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_first_arrive_ship\"\n                                        }\n                                    ],\n                                    \"name\": \"panel49\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_start_living_in_aus_before_1965} = 1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_first_arrive_ship\"\n                                        }\n                                    ],\n                                    \"name\": \"panel50\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_start_living_in_aus_before_1965} = 1\"\n                                }\n                            ],\n                            \"name\": \"panel48\",\n                            \"title\": \"What was the name of the ship or airline on which you first travelled to Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page30\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_start_living_in_aus_before_1965} = 1 or {partner_start_living_in_aus_before_1965} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_is_refugee\"\n                                        }\n                                    ],\n                                    \"isRequired\": true,\n                                    \"name\": \"panel52\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_visa_first_arrived_in_aus} notempty\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_is_refugee\"\n                                        }\n                                    ],\n                                    \"isRequired\": true,\n                                    \"name\": \"panel53\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_visa_first_arrived_in_aus} notempty\"\n                                }\n                            ],\n                            \"name\": \"panel51\",\n                            \"title\": \"Are you a refugee or former refugee?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page31\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_visa_first_arrived_in_aus} notempty or {partner_visa_first_arrived_in_aus} notempty\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_lived_outside_aus\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_lived_outside_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel8\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_lived_outside_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel11\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel7\",\n                            \"title\": \"Have you ever lived outside of Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page32\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_other_countries_lived\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"panel-dynamic\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"paneldynamic\",\n                                                    \"isRequired\": true,\n                                                    \"minPanelCount\": 1,\n                                                    \"name\": \"member_array_other_country_lived\",\n                                                    \"panelAddText\": \"Add another country\",\n                                                    \"panelCount\": 1,\n                                                    \"panelRemoveText\": \"X\",\n                                                    \"templateElements\": [\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"other_country_lived\"\n                                                        },\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"other_country_lived_startdate\"\n                                                        },\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"other_country_lived_enddate\"\n                                                        }\n                                                    ],\n                                                    \"title\": \" \"\n                                                }\n                                            ],\n                                            \"name\": \"panel15\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_lived_outside_aus} = 1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"panel-dynamic\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"paneldynamic\",\n                                                    \"isRequired\": true,\n                                                    \"minPanelCount\": 1,\n                                                    \"name\": \"partner_array_other_country_lived\",\n                                                    \"panelAddText\": \"Add another country\",\n                                                    \"panelCount\": 1,\n                                                    \"panelRemoveText\": \"X\",\n                                                    \"templateElements\": [\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"other_country_lived\"\n                                                        },\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"other_country_lived_startdate\"\n                                                        },\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"other_country_lived_enddate\"\n                                                        }\n                                                    ],\n                                                    \"title\": \" \"\n                                                }\n                                            ],\n                                            \"name\": \"panel19\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_lived_outside_aus} = 1\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please list ALL the countries you have lived in from when you were BORN up to TODAY. There is no need to include short vacations\"\n                        }\n                    ],\n                    \"name\": \"page33\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_lived_outside_aus} = 1 or {partner_lived_outside_aus} = 1)\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_travelled_overseas\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_ever_travelled_to_other_country\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_lived_outside_aus} = 0\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_ever_travelled_to_other_country\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_lived_outside_aus} = 0\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Have you ever travelled to another country?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page34\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_lived_outside_aus} = 0 or {partner_lived_outside_aus} = 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_last_enter_aus_year\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_year_most_recently_enter_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"({member_ever_travelled_to_other_country} = 1 or {member_visa_first_arrived_in_aus} notempty or {member_lived_outside_aus} = 1)\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_year_most_recently_enter_aus\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"({partner_ever_travelled_to_other_country} = 1 or {partner_visa_first_arrived_in_aus} notempty or {partner_lived_outside_aus} = 1)\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Including short trips and holidays, what year did you most recently enter Australia?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page35\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_ever_travelled_to_other_country} = 1 or {member_visa_first_arrived_in_aus} notempty or {member_lived_outside_aus} = 1) or ({partner_ever_travelled_to_other_country} = 1 or {partner_visa_first_arrived_in_aus} notempty or {partner_lived_outside_aus} = 1)\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_has_valid_passport\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_passport_number\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_has_valid_passport}=1\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_passport_issue_country\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_has_valid_passport}=1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"({member_ever_travelled_to_other_country} = 1 or {member_lived_outside_aus} = 1 or {member_visa_first_arrived_in_aus} notempty)\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_has_valid_passport\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_passport_number\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_has_valid_passport}=1\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_passport_issue_country\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_has_valid_passport}=1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"({partner_ever_travelled_to_other_country} = 1 or {partner_lived_outside_aus} = 1 or {partner_visa_first_arrived_in_aus} notempty)\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Do you have a valid passport?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page36\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_ever_travelled_to_other_country} = 1 or {member_lived_outside_aus} = 1 or {member_visa_first_arrived_in_aus} notempty) or ({partner_ever_travelled_to_other_country} = 1 or {partner_lived_outside_aus} = 1 or {partner_visa_first_arrived_in_aus} notempty)\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_crn\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_has_crn\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"member_ap_centrelink_receipt_number_c\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_has_crn} = 1\"\n                                        },\n                                        {\n                                            \"name\": \"message_no_crn\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{member_has_crn} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_has_crn\"\n                                        },\n                                        {\n                                            \"isRequired\": true,\n                                            \"name\": \"partner_ap_centrelink_receipt_number_c\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_has_crn} = 1\"\n                                        },\n                                        {\n                                            \"name\": \"message_no_crn\",\n                                            \"visible\": false,\n                                            \"visibleIf\": \"{partner_has_crn} = 0\"\n                                        }\n                                    ],\n                                    \"name\": \"panel12.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel55\",\n                            \"title\": \"Do you have a Centrelink Reference Number (CRN)?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page37\"\n                }\n            ]\n        },\n        {\n            \"name\": \"Income reviewpage\",\n            \"customCSSClasses\": \"page-review\",\n            \"elements\": [\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"review_page_title\"\n                                }\n                            ],\n                            \"name\": \"panel1\"\n                        }\n                    ],\n                    \"name\": \"page0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"CSHC\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_receives_centrelink_benefit\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"isRequired\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"visibleIf\": \"{member_receives_centrelink_benefit} = \'1\'\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ],\n                                            \"name\": \"panel1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_receives_centrelink_benefit\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"isRequired\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"visibleIf\": \"{member_receives_centrelink_benefit} = \'1\'\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ],\n                                            \"name\": \"panel1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"You\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_receives_centrelink_benefit\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"isRequired\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"visibleIf\": \"{partner_receives_centrelink_benefit} = \'1\'\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ],\n                                            \"name\": \"panel1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"Your Partner\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"Do you currently receive a Centrelink Pension or benefit?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"CSHC2\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p> This could be a: </p><ul><li>Service Pension </li> <li>Age Pension</li> <li>Income Support Supplement</li> <li>Veteran Payment or</li> <li>Commonwealth Seniors Health Card</li></ul>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_has_dva_benefits\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"isRequired\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"visibleIf\": \"{member_has_dva_benefits} = \'1\'\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ],\n                                            \"name\": \"panel1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_has_dva_benefits\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"isRequired\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"visibleIf\": \"{member_has_dva_benefits} = \'1\'\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ],\n                                            \"name\": \"panel1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"You\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_has_dva_benefits\",\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"isRequired\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"visibleIf\": \"{partner_has_dva_benefits} = \'1\'\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ],\n                                            \"name\": \"panel1\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"Your Partner\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"Do you receive a service or benefit from the Department of Veterans Affairs?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page1\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"title\": \"Do you (and/or your partner) have any dependent children?\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"has_dependent_children\",\n                                    \"isRequired\": true,\n                                    \"colCount\": 2,\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"saveToContactModule\": true,\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"1\",\n                                            \"text\": \"Yes\"\n                                        },\n                                        {\n                                            \"value\": \"0\",\n                                            \"text\": \"No\"\n                                        }\n                                    ]\n                                }\n                            ]\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page2\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel1\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"paneldynamic\",\n                                    \"customCSSClasses\": \"panel-dynamic\",\n                                    \"name\": \"dependent_child\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"templateElements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"child_last_name\",\n                                            \"title\": \"Family Name\",\n                                            \"titleLocation\": \"top\",\n                                            \"isRequired\": true\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"child_first_name\",\n                                            \"isRequired\": true,\n                                            \"title\": \"First given name\",\n                                            \"titleLocation\": \"top\"\n                                        },\n                                        {\n                                            \"type\": \"text\",\n                                            \"name\": \"child_second_name\",\n                                            \"isRequired\": true,\n                                            \"title\": \"Second Given Name\",\n                                            \"titleLocation\": \"top\"\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"name\": \"panel7\",\n                                            \"customCSSClasses\": \"panel-question\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"radiogroup\",\n                                                    \"name\": \"receive_family_tax_benefit\",\n                                                    \"isRequired\": true,\n                                                    \"customCSSClasses\": \"radio-binary\",\n                                                    \"title\": \"Do you receive Family Tax Benefit for this child? \",\n                                                    \"titleLocation\": \"top\",\n                                                    \"choices\": [\n                                                        {\n                                                            \"value\": \"1\",\n                                                            \"text\": \"Yes\"\n                                                        },\n                                                        {\n                                                            \"value\": \"0\",\n                                                            \"text\": \"No\"\n                                                        }\n                                                    ]\n                                                },\n                                                {\n                                                    \"type\": \"radiogroup\",\n                                                    \"customCSSClasses\": \"radio-binary\",\n                                                    \"name\": \"child_has_other_names\",\n                                                    \"isRequired\": true,\n                                                    \"visibleIf\": \"{dependent_child[0].receive_family_tax_benefit} = \\\"0\\\"\",\n                                                    \"title\": \"Has this child been known by any other names?\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"choices\": [\n                                                        {\n                                                            \"value\": \"1\",\n                                                            \"text\": \"Yes\"\n                                                        },\n                                                        {\n                                                            \"value\": \"0\",\n                                                            \"text\": \"No\"\n                                                        }\n                                                    ]\n                                                },\n                                                {\n                                                    \"type\": \"text\",\n                                                    \"name\": \"child_other_names\",\n                                                    \"isRequired\": true,\n                                                    \"visibleIf\": \"{dependent_child[0].child_has_other_names} = \\\"1\\\"\",\n                                                    \"title\": \"Other Names (s)\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"type\": \"radiogroup\",\n                                                    \"customCSSClasses\": \"radio-multi\",\n                                                    \"name\": \"child_gender\",\n                                                    \"isRequired\": true,\n                                                    \"visibleIf\": \"{dependent_child[0].receive_family_tax_benefit} = \\\"0\\\"\",\n                                                    \"title\": \"What\'s the child\'s gender?\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"choices\": [\n                                                        \"Male\",\n                                                        \"Female\",\n                                                        \"Non-binary\"\n                                                    ]\n                                                },\n                                                {\n                                                    \"name\": \"child_birthday\",\n                                                    \"isRequired\": true,\n                                                    \"visibleIf\": \"{dependent_child[0].receive_family_tax_benefit} = \\\"0\\\"\",\n                                                    \"customCSSClasses\": \"text-date\",\n                                                    \"titleLocation\": \"top\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"panelCount\": 1,\n                                    \"minPanelCount\": 1,\n                                    \"panelAddText\": \"Add another child\",\n                                    \"panelRemoveText\": \"X\"\n                                }\n                            ],\n                            \"title\": \"Provide details of your dependent(s)\"\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{has_dependent_children} = \\\"1\\\"\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page3\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel2\",\n                            \"customCSSClasses\": \"panel-question\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"radiogroup\",\n                                    \"name\": \"financial_year\",\n                                    \"customCSSClasses\": \"radio-binary\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"isRequired\": true,\n                                    \"choices\": [\n                                        {\n                                            \"value\": \"2022/23\",\n                                            \"text\": \"2022/23\"\n                                        },\n                                        {\n                                            \"value\": \"2023/24\",\n                                            \"text\": \"2023/24\"\n                                        }\n                                    ],\n                                    \"colCount\": 2\n                                }\n                            ],\n                            \"title\": \"Which financial year are you (and your partner) providing income details for?\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page5\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel5\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel4\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_has_lodged_tax\",\n                                            \"isRequired\": true,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"title\": \"<member field=\'member.first_name\'></member>\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel9\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_has_lodged_tax\",\n                                            \"isRequired\": true,\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\",\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"startWithNewLine\": false\n                                }\n                            ],\n                            \"title\": \"Have you (and your partner) lodged an income tax return for the financial year?\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page5\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel5\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel4\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_reason_no_lodged_tax\",\n                                            \"isRequired\": true,\n                                            \"customCSSClasses\": \"radio-multi\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"tax_free_threshold\",\n                                                    \"text\": \"Income was below the tax free threshold or as a result of an Australian Taxation Office tax offset\"\n                                                },\n                                                {\n                                                    \"value\": \"only_pension_allowance\",\n                                                    \"text\": \"Only income was a government pension or allowance\"\n                                                },\n                                                {\n                                                    \"value\": \"about_to_lodge_tax_return\",\n                                                    \"text\": \"About to lodge with ATO\"\n                                                },\n                                                {\n                                                    \"value\": \"none\",\n                                                    \"text\": \"None of the above\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"visibleIf\": \"{member_has_lodged_tax} = \\\"0\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel9\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_reason_no_lodged_tax\",\n                                            \"isRequired\": true,\n                                            \"customCSSClasses\": \"radio-multi\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"tax_free_threshold\",\n                                                    \"text\": \"Income was below the tax free threshold or a result of an Australian Taxation Office tax offset\"\n                                                },\n                                                {\n                                                    \"value\": \"only_pension_allowance\",\n                                                    \"text\": \"Only income was a government pension or allowance\"\n                                                },\n                                                {\n                                                    \"value\": \"about_to_lodge_tax_return\",\n                                                    \"text\": \"About to lodge with ATO\"\n                                                },\n                                                {\n                                                    \"value\": \"none\",\n                                                    \"text\": \"None of the above\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\' and {partner_has_lodged_tax} = \\\"0\\\"\",\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"startWithNewLine\": false\n                                }\n                            ],\n                            \"title\": \"Give a reason why you (and your partner) have not lodged an income tax return\"\n                        }\n                    ],\n                    \"visible\": false,\n                    \"visibleIf\": \"{member_has_lodged_tax} = \\\"0\\\" or {partner_has_lodged_tax} = \\\"0\\\"\",\n                    \"questionsOrder\": \"initial\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page6\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>If you (and/or your partner) are not required to lodge an income tax return, give the amount of income you (and/or your partner) recieved. Only <b>include</b> income that is Taxable</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_taxable_income\",\n                                            \"title\": \"Taxable Income\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Taxable Income\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_taxable_income\",\n                                            \"title\": \"Taxable Income\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_taxable_income\",\n                                            \"title\": \"Taxable Income\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"What was your (and your partner\'s) taxable income for the  <member field=\'member.financial_year\'></member> financial year\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page7\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>This figure needs to be reported in Australian dollars.</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_foreign_income\",\n                                            \"title\": \"Foreign Income\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Foreign Income\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_foreign_income\",\n                                            \"title\": \"Foreign Income\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_foreign_income\",\n                                            \"title\": \"Foreign Income\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, how much foreign income did you (and/or your partner) not pay Australian income tax on?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page8\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_rental_property_loss\",\n                                            \"title\": \"Rental Property Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Rental Property Losses\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_rental_property_loss\",\n                                            \"title\": \"Rental Property Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_rental_property_loss\",\n                                            \"title\": \"Rental Property Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what were your (and your partner\'s) net rental property losses?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page9\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_financial_investment_loss\",\n                                            \"title\": \"Financial Investment Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Financial Investment Losses\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_financial_investment_loss\",\n                                            \"title\": \"Financial Investment Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_financial_investment_loss\",\n                                            \"title\": \"Financial Investment Losses\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what were your (and your partner\'s) net financial investment losses?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page10\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>Don\'t include the first $1,000 of employer provided benefits</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_employer_provided_benefits\",\n                                            \"title\": \"Employer Provided Benefits\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Employer Provided Benefits\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_employer_provided_benefits\",\n                                            \"title\": \"Employer Provided Benefits\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"partner_total_employer_provided_benefits\",\n                                            \"title\": \"Employer Provided Benefits \",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what was the value of your (and/or your partner\'s) employer provided benefits above $1,000?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page11\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>See the Income tests section of your income tax return</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_employer_superannuation_contributions\",\n                                            \"title\": \"Employer Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Employer Contributions To Super\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \" text-currency\",\n                                            \"name\": \"member_total_employer_superannuation_contributions\",\n                                            \"title\": \"Employer Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"partner_total_employer_superannuation_contributions\",\n                                            \"title\": \"Employer Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what the total amount your (and/or your partner\'s) EMPLOYER contributed to your superannuation?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page12\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p>See the Supplementary section of your income tax return</p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_personal_superannuation_contributions\",\n                                            \"title\": \"Personal Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"title\": \"Personal Contributions To Super\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"member_total_personal_superannuation_contributions\",\n                                            \"title\": \"Personal Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"text\",\n                                            \"customCSSClasses\": \"text-currency\",\n                                            \"name\": \"partner_total_personal_superannuation_contributions\",\n                                            \"title\": \"Personal Superannuation Contributions\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"isRequired\": true\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"In the <member field=\'member.financial_year\'></member> financial year, what was your (and/or your partner\'s) total amount of PERSONAL deductible superannuation contributions?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"html\",\n                                                    \"html\": \"<p>The account must be in your name. A joint account is acceptable.</p>\",\n                                                    \"customCSSClasses\": \"description-response\"\n                                                }\n                                            ]\n                                        }\n                                    ]\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"name\": \"pension_paid_account_institution_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"pension_paid_account_bsb\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"pension_paid_account_account_number\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"title\": \"Account Ownership\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"pension_paid_account_account_holders\",\n                                                            \"defaultValue\": \"My Account\",\n                                                            \"isRequired\": true,\n                                                            \"visible\": false,\n                                                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel14\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"elements\": [\n                                                {\n                                                    \"name\": \"same_bank_details_as_member\",\n                                                    \"defaultValue\": false,\n                                                    \"visibleIf\": \"{pension_paid_account_account_holders} = \'Joint Account\'\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_pension_paid_account_institution_name\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_pension_paid_account_bsb\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"partner_pension_paid_account_account_number\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"title\": \"Account Ownership\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"isRequired\": true,\n                                                            \"name\": \"partner_pension_paid_account_account_holders\",\n                                                            \"defaultValue\": \"My Account\",\n                                                            \"visible\": false,\n                                                            \"visibleIf\": \"{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = \'My Account\'\"\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel22\"\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Although the CSHC does not come with any regular payments, providing your bank details ensures you can automatically receive any future payments you become entitled to.\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page8\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page13\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p> This includes SMSFs where you are required to make a minimum annual drawdown. </p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_income_stream_products_owned\",\n                                            \"isRequired\": true,\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel1\",\n                                    \"titleLocation\": \"hidden\",\n                                    \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-member\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"member_income_stream_products_owned\",\n                                            \"isRequired\": true,\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel2.1\",\n                                    \"title\": \"<member field=\\\"member.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"field-param panel-partner\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"radiogroup\",\n                                            \"name\": \"partner_income_stream_products_owned\",\n                                            \"isRequired\": true,\n                                            \"colCount\": 2,\n                                            \"customCSSClasses\": \"radio-binary\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"saveToContactModule\": true,\n                                            \"choices\": [\n                                                {\n                                                    \"value\": \"1\",\n                                                    \"text\": \"Yes\"\n                                                },\n                                                {\n                                                    \"value\": \"0\",\n                                                    \"text\": \"No\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"name\": \"panel2.2\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                }\n                            ],\n                            \"name\": \"panel2\",\n                            \"title\": \"Do you (and/or your partner) have a superannuation account that makes payments to you?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"name\": \"page13\",\n                    \"elements\": [\n                        {\n                            \"title\": \"What type of superannuation account makes payments to you?\",\n                            \"visibleIf\": \"{member_income_stream_products_owned} = \\\"1\\\" or {partner_income_stream_products_owned} = \\\"1\\\"\",\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"html\",\n                                            \"html\": \"<p> If you have an SMSF then you need to select: Account Based Pensions. </p>\",\n                                            \"customCSSClasses\": \"description-response\"\n                                        }\n                                    ],\n                                    \"name\": \"panel1\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel2\",\n                                    \"customCSSClasses\": \"panel-question\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"field-param\",\n                                            \"isRequired\": true,\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"type\": \"panel\",\n                                                            \"customCSSClasses\": \"panel-list\",\n                                                            \"titleLocation\": \"hidden\",\n                                                            \"elements\": [\n                                                                {\n                                                                    \"name\": \"member_own_ABP\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_defined_benefits\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_annuities\"\n                                                                }\n                                                            ]\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel2\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"visibleIf\": \"{maritalstatus_c} != \'Married\' and {maritalstatus_c} != \'In a registered relationship\' and {maritalstatus_c} != \'Living with my partner\' and {member_income_stream_products_owned} = \\\"1\\\"\"\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"field-param panel-member\",\n                                            \"isRequired\": true,\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"type\": \"panel\",\n                                                            \"customCSSClasses\": \"panel-list\",\n                                                            \"titleLocation\": \"hidden\",\n                                                            \"elements\": [\n                                                                {\n                                                                    \"name\": \"member_own_ABP\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_defined_benefits\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"member_own_annuities\"\n                                                                }\n                                                            ]\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel2\",\n                                            \"title\": \"<member field=\'member.first_name\'></member>\",\n                                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\' and {member_income_stream_products_owned} = \\\"1\\\"\"\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"customCSSClasses\": \"field-param panel-partner\",\n                                            \"isRequired\": true,\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"type\": \"panel\",\n                                                            \"customCSSClasses\": \"panel-list\",\n                                                            \"titleLocation\": \"hidden\",\n                                                            \"elements\": [\n                                                                {\n                                                                    \"name\": \"partner_own_ABP\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"partner_own_defined_benefits\"\n                                                                },\n                                                                {\n                                                                    \"name\": \"partner_own_annuities\"\n                                                                }\n                                                            ]\n                                                        }\n                                                    ]\n                                                }\n                                            ],\n                                            \"name\": \"panel2\",\n                                            \"startWithNewLine\": false,\n                                            \"title\": \"<member field=\\\"partner.first_name\\\"></member>\",\n                                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\' and {partner_income_stream_products_owned} = \\\"1\\\"\"\n                                        }\n                                    ]\n                                }\n                            ]\n                        }\n                    ]\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_abp\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_abp_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"defaultValue\": \"Account based pension\",\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_gap\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_ABP} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_abp\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_abp_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"defaultValue\": \"Account based pension\",\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_abp_gap\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_ABP} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please confirm the following details for all account based pension accounts that you (and/or your partner) receive  payments from.\"\n                        }\n                    ],\n                    \"name\": \"page15\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_abp} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_abp} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_ali_db\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"ali_db_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income_frequency\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_defined_benefits} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_ali_db\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"ali_db_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_income_frequency\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_ref_number\",\n                                                    \"titleLocation\": \"top\"\n                                                },\n                                                {\n                                                    \"name\": \"ali_db_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_defined_benefits} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please confirm the following details for all defined benefit pensions that you (and/or your partner) receive.\"\n                        }\n                    ],\n                    \"name\": \"page15\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_defined_benefits} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_defined_benefits} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_annuity\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_ref_number\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rn\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"name\": \"panel8\",\n                                                    \"customCSSClasses\": \"field-param\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"al_annuity_payment_amount\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"isRequired\": true\n                                                        },\n                                                        {\n                                                            \"name\": \"al_annuity_frequency\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"startWithNewLine\": false,\n                                                            \"isRequired\": true\n                                                        }\n                                                    ]\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rcv\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_annuity\",\n                                            \"titleLocation\": \"hidden\",\n                                            \"panelAddText\": \"Add another product\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_provider\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_type\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_ref_number\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commencement_date\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_asset\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"customCSSClasses\": \"text-currency\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rn\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"name\": \"panel8\",\n                                                    \"customCSSClasses\": \"field-param\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"al_annuity_payment_amount\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"isRequired\": true\n                                                        },\n                                                        {\n                                                            \"name\": \"al_annuity_frequency\",\n                                                            \"titleLocation\": \"top\",\n                                                            \"startWithNewLine\": false,\n                                                            \"isRequired\": true\n                                                        }\n                                                    ]\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_rcv\",\n                                                    \"titleLocation\": \"top\",\n                                                    \"isRequired\": true\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please confirm the following details for all annuities that you (and/or your partner) have.\"\n                        }\n                    ],\n                    \"name\": \"page15\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_commutations\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_has_commutations\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_value\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel60\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_has_commutations\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_value\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_commutations_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_has_commutations} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel61\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel30\",\n                            \"title\": \"Have there been any commutations since the annuity commenced?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"panel1\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_isp\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"member_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_is_indexed\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_base\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_next_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_fixed_rate\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel70\",\n                                    \"title\": \"<member field=\'member.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-member\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\"\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"partner_al_annuity\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_annuity_is_indexed\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_base\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_next_date\",\n                                                    \"isRequired\": true,\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                },\n                                                {\n                                                    \"name\": \"al_annuity_index_fixed_rate\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{panel.al_annuity_is_indexed} =1\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Product provider: {panel.al_annuity_provider}\",\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel71\",\n                                    \"startWithNewLine\": false,\n                                    \"title\": \"<member field=\'partner.first_name\'></member>\",\n                                    \"customCSSClasses\": \"panel-partner\",\n                                    \"visible\": false,\n                                    \"visibleIf\": \"{partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\"\"\n                                }\n                            ],\n                            \"name\": \"panel69\",\n                            \"title\": \"Is this annuity indexed? e.g. to CPI\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"panel2\",\n                    \"visible\": false,\n                    \"visibleIf\": \"({member_own_annuities} = \\\"1\\\" and {member_income_stream_products_owned}= \\\"1\\\") or ({partner_own_annuities} = \\\"1\\\" and {partner_income_stream_products_owned}= \\\"1\\\")\"\n                }\n            ]\n        },\n        {\n            \"name\": \"Assets reviewpage\",\n            \"customCSSClasses\": \"page-review\",\n            \"elements\": [\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"review_page_title\"\n                                }\n                            ],\n                            \"name\": \"panel1\"\n                        }\n                    ],\n                    \"name\": \"page0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel1\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"owns_investment_properties\",\n                                    \"isRequired\": true\n                                }\n                            ],\n                            \"title\": \"Aside from the home you live in, do you (and/or your partner) own or partly own any other real estate?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"property1\"\n                },\n                {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel3\",\n                                    \"elements\": [\n                                        {\n                                            \"name\": \"info_property_market_value\",\n                                            \"type\": \"html\",\n                                            \"html\": \"<div class=\\\"collapse collapse--tooltip\\\">   <input class=\\\"collapse__state\\\" type=\\\"checkbox\\\" id=\\\"random-collapse-03\\\">                        <div class=\\\"collapse__head\\\">      <div class=\\\"collapse__title\\\">More information</div>      <label class=\\\"collapse__label\\\" for=\\\"random-collapse-03\\\">Show</label>                        </div>   <div class=\\\"collapse__body\\\">      <div class=\\\"more-information\\\">         <div class=\\\"more-information__inner\\\">                                Centrelink want to assess the value of your property and they use this information to do so. They may also ask a property valuer to assess your property in person.                             </div>      </div>   </div></div>\"\n                                        },\n                                        {\n                                            \"type\": \"panel\",\n                                            \"name\": \"panel4\",\n                                            \"elements\": [\n                                                {\n                                                    \"type\": \"paneldynamic\",\n                                                    \"name\": \"al_investment_property\",\n                                                    \"title\": \" \",\n                                                    \"templateElements\": [\n                                                        {\n                                                            \"name\": \"al_investment_property_address\",\n                                                            \"isRequired\": true,\n                                                            \"type\": \"text\",\n                                                            \"title\": \"Address\"\n                                                        },\n                                                        {\n                                                            \"name\": \"al_investment_property_type\",\n                                                            \"isRequired\": true,\n                                                            \"defaultValue\": \"Investment property\",\n                                                            \"type\": \"dropdown\",\n                                                            \"title\": \"Asset type\",\n                                                            \"choices\": [\n                                                                \"Investment property\"\n                                                            ]\n                                                        },\n                                                        {\n                                                            \"name\": \"al_investment_property_asset\",\n                                                            \"isRequired\": true,\n                                                            \"type\": \"text\",\n                                                            \"customCSSClasses\": \"text-currency\",\n                                                            \"title\": \"Current market value\"\n                                                        }\n                                                    ],\n                                                    \"panelCount\": 1,\n                                                    \"minPanelCount\": 1,\n                                                    \"panelAddText\": \"Add another property\",\n                                                    \"panelRemoveText\": \"X\"\n                                                }\n                                            ]\n                                        }\n                                    ],\n                                    \"title\": \"Please enter the addresses & current market value of all other properties you and/or your partner own or partly own.\",\n                                    \"customCSSClasses\": \"panel-question\"\n                                }\n                            ],\n                            \"name\": \"page2\",\n                            \"visibleIf\": \"{owns_investment_properties} != 0\"\n                        },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"name\": \"panel13\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_investment_property_share\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"name\": \"panel6\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"name\": \"al_investment_property\",\n                                            \"title\": \" \",\n                                            \"templateElements\": [\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"name\": \"panel2\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_investment_property_share\",\n                                                            \"title\": \"You\",\n                                                            \"isRequired\": true\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_investment_property_share\",\n                                                            \"visible\": false,\n                                                            \"isRequired\": true,\n                                                            \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\",\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"title\": \"Share (% owned)\"\n                                                }\n                                            ],\n                                            \"templateTitle\": \"Property: {panel.al_investment_property_address}\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\"\n                                        }\n                                    ]\n                                }\n                            ],\n                            \"title\": \"Who owns the property?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"property3\",\n                    \"visibleIf\": \"{owns_investment_properties} != 0\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_home_contents\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"allowAddPanel\": false,\n                                            \"allowRemovePanel\": false,\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_home_contents_and_personal_effects\",\n                                            \"panelCount\": 1,\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_home_contents_and_personal_effects_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_home_contents_and_personal_effects_liability\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_home_contents_and_personal_effects_type\"\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_home_contents_and_personal_effects_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_home_contents_and_personal_effects_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel3\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel17\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please estimate the current market value of your (and/or your partner\'s) personal possesions e.g. TV\'s, jewellery etc\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page2\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_bank_building_society_credit_union_accounts\",\n                                            \"panelAddText\": \"Add another account\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_bank_building_society_credit_union_accounts_institution_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_bank_building_society_credit_union_accounts_account_number\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_bank_building_society_credit_union_accounts_account_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_bank_building_society_credit_union_accounts_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_bank_building_society_credit_union_accounts_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_bank_building_society_credit_union_accounts_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel7\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel28\"\n                                }\n                            ],\n                            \"name\": \"panel6\",\n                            \"title\": \"Please provide details of all accounts held by you (and/or your partner) in banks, building societies or credit unions\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page3\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"customCSSClasses\": \"panel-list\",\n                                    \"elements\": [\n                                        {\n                                            \"name\": \"own_boats_caravans_motorhomes\"\n                                        },\n                                        {\n                                            \"name\": \"own_motor_vehicles_cycles_trailers\"\n                                        },\n                                        {\n                                            \"name\": \"own_bonds_debentures\"\n                                        },\n                                        {\n                                            \"name\": \"own_listed_securities\"\n                                        },\n                                        {\n                                            \"name\": \"own_unlisted_securities\"\n                                        },\n                                        {\n                                            \"name\": \"own_managed_investments\"\n                                        },\n                                        {\n                                            \"name\": \"has_margin_loan\"\n                                        },\n                                        {\n                                            \"name\": \"own_funeral_bonds_investments\"\n                                        },\n                                        {\n                                            \"name\": \"own_superannuation_accumulation\"\n                                        },\n                                        {\n                                            \"name\": \"has_lent_money\"\n                                        },\n                                        {\n                                            \"name\": \"has_gifted_in_last_5_years\"\n                                        }\n                                    ],\n                                    \"name\": \"panel38\"\n                                }\n                            ],\n                            \"name\": \"panel25\",\n                            \"title\": \"Do you (and/or your partner) own/have any of the following?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_boats_caravans_motorhomes\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_boats_caravans_motorhomes\",\n                                            \"panelAddText\": \"Add another asset\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_boats_caravans_motorhomes_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_boats_caravans_motorhomes_make\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_boats_caravans_motorhomes_model\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_boats_caravans_motorhomes_year\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_boats_caravans_motorhomes_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_boats_caravans_motorhomes_liability\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_boats_caravans_motorhomes_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_boats_caravans_motorhomes_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel2\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel26\"\n                                }\n                            ],\n                            \"name\": \"panel1\",\n                            \"title\": \"Please provide details of any boats or caravans / motor homes that you (and/or your partner) own or partly own\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page5\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{own_boats_caravans_motorhomes} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_motor_vehicles_cycles_trailers\",\n                                            \"panelAddText\": \"Add another asset\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_motor_vehicles_cycles_trailers_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_motor_vehicles_cycles_trailers_make\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_motor_vehicles_cycles_trailers_model\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_motor_vehicles_cycles_trailers_year\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_motor_vehicles_cycles_trailers_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_motor_vehicles_cycles_trailers_liability\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_motor_vehicles_cycles_trailers_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_motor_vehicles_cycles_trailers_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel4\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel27\"\n                                }\n                            ],\n                            \"name\": \"panel5\",\n                            \"title\": \"Please provide details of any motor vehicles, motor cycles or trailers you (and/or your partner) own or partly own\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page6\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{own_motor_vehicles_cycles_trailers} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_bonds\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_bonds_debentures\",\n                                            \"panelAddText\": \"Add another asset\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_bonds_debentures_issuer\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_bonds_debentures_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_bonds_debentures_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_bonds_debentures_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_bonds_debentures_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel7\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel29\"\n                                }\n                            ],\n                            \"name\": \"panel6\",\n                            \"title\": \"Please provide details of any bonds or debentures you (and/or your partner) own or partly own\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page7\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{own_bonds_debentures}=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_listed_security\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_listed_security\",\n                                            \"panelAddText\": \"Add another security\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_listed_security_company_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_listed_security_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_listed_security_units\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_listed_security_exchange_code\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_listed_security_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_listed_security_liability\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_listed_security_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_listed_security_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel7\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel31\"\n                                }\n                            ],\n                            \"name\": \"panel9\",\n                            \"title\": \"Please provide details of any shares, options, rights, convertible notes or other securities LISTED on a stock exchange you (and/or your partner) own or partly own\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page9\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{own_listed_securities}=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_unlisted_security\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_unlisted_security\",\n                                            \"panelAddText\": \"Add another security\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_unlisted_security_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_unlisted_security_share_category\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_unlisted_security_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_unlisted_security_units\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_unlisted_security_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_unlisted_security_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_unlisted_security_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel7\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel32\"\n                                }\n                            ],\n                            \"name\": \"panel13\",\n                            \"title\": \"Please provide details of any shares, options or rights in public companies, NOT LISTED on a stock exchange you (and/or your partner) own or partly own\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page10\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{own_unlisted_securities}=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_managed_investments\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_managed_investments\",\n                                            \"panelAddText\": \"Add another investment\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_managed_investments_company_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_managed_investments_product_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_managed_investments_product_category\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_managed_investments_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_managed_investments_units\"\n                                                },\n                                                {\n                                                    \"name\": \"al_managed_investments_apir\"\n                                                },\n                                                {\n                                                    \"name\": \"al_managed_investments_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_managed_investments_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_managed_investments_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel12\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel33\"\n                                }\n                            ],\n                            \"name\": \"panel11\",\n                            \"title\": \"Please provide details of any managed investments you (and/or your partner) own or partly own\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page11\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{own_managed_investments}=1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_funeral_bonds\"\n                                },\n                                {\n                                    \"type\": \"panel\",\n                                    \"elements\": [\n                                        {\n                                            \"type\": \"paneldynamic\",\n                                            \"minPanelCount\": 1,\n                                            \"name\": \"al_funeral_bonds_investments\",\n                                            \"panelAddText\": \"Add another\",\n                                            \"panelCount\": 1,\n                                            \"panelRemoveText\": \"X\",\n                                            \"templateElements\": [\n                                                {\n                                                    \"name\": \"al_funeral_bonds_investments_company_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_funeral_bonds_investments_product_name\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"isRequired\": true,\n                                                    \"name\": \"al_funeral_bonds_investments_type\"\n                                                },\n                                                {\n                                                    \"name\": \"al_funeral_bonds_investments_apir\"\n                                                },\n                                                {\n                                                    \"name\": \"al_funeral_bonds_investments_purchase_price\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"name\": \"al_funeral_bonds_investments_asset\",\n                                                    \"isRequired\": true\n                                                },\n                                                {\n                                                    \"type\": \"panel\",\n                                                    \"elements\": [\n                                                        {\n                                                            \"name\": \"member_al_funeral_bonds_investments_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"You\"\n                                                        },\n                                                        {\n                                                            \"name\": \"partner_al_funeral_bonds_investments_share\",\n                                                            \"isRequired\": true,\n                                                            \"title\": \"Your Partner\"\n                                                        }\n                                                    ],\n                                                    \"name\": \"panel12\",\n                                                    \"title\": \"Share (% owned)\",\n                                                    \"visible\": false,\n                                                    \"visibleIf\": \"{maritalstatus_c} = \'Married\' or {maritalstatus_c} = \'In a registered relationship\' or {maritalstatus_c} = \'Living with my partner\'\"\n                                                }\n                                            ],\n                                            \"title\": \" \"\n                                        }\n                                    ],\n                                    \"name\": \"panel34\"\n                                }\n                            ],\n                            \"name\": \"panel10\",\n                            \"title\": \"Please provide details of any funeral bonds / funeral investments, including pre-paid funerals you (and/or your partner) own or partly own\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page12\",\n                    \"visible\": false,\n                    \"visibleIf\": \"{own_funeral_bonds_investments} = 1\"\n                },\n                {\n                    \"type\": \"panel\",\n                    \"elements\": [\n                        {\n                            \"type\": \"panel\",\n                            \"elements\": [\n                                {\n                                    \"name\": \"info_contract_for_funeral_services\"\n                                },\n                                {\n                                    \"isRequired\": true,\n                                    \"name\": \"has_contract_for_funeral_services\"\n                                }\n                            ],\n                            \"name\": \"panel35\",\n                            \"title\": \"Do you (and/or your partner) have a contract to have funeral services provided for which an agreed sum has already been paid to the provider or used to buy funeral bonds assigned to the provider?\",\n                            \"customCSSClasses\": \"panel-question\"\n                        }\n                    ],\n                    \"name\": \"page13\",\n                    \"visible\": false,\n                    \"visibleI