{
    "clearInvisibleValues": "onHidden",
    "completeText": "Default Finish",
    "focusFirstQuestionAutomatic": false,
    "pageNextText": "Continue",
    "pagePrevText": "Previous",
    "completedButton": {
        "url": "/#/questionnaires",
        "label": "Finish",
        "cssClasses": "button button--faded"
    },
    "pages": [
        {
            "name": "GTKM reviewpage",
            "customCSSClasses": "page-review",
            "elements": [
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel1",
                            "elements": [
                                {
                                    "name": "review_page_title"
                                }
                            ]
                        }
                    ],
                    "name": "page0"
                },
                {
                    "type": "panel",
                    "name": "page1",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel1",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panel2.1",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>Please list the eligible applicant's details OR if both of you are applying, list the older person's details here.</p>",
                                            "visibleIf": "{check_ap_application_type_c} = 'Couple' or {maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner' ",
                                            "customCSSClasses": "description-response"
                                        },
                                        {
                                            "name": "member_salutation",
                                            "title": "Salutation",
                                            "isRequired": true
                                        },
                                        {
                                            "type": "text",
                                            "name": "member_first_name",
                                            "title": "First Name",
                                            "isRequired": true
                                        },
                                        {
                                            "type": "text",
                                            "name": "member_middle_name_c",
                                            "title": "Middle Name"
                                        },
                                        {
                                            "type": "text",
                                            "name": "member_last_name",
                                            "title": "Last Name",
                                            "isRequired": true
                                        }
                                    ]
                                }
                            ],
                            "title": "What is your name?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page5",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel67",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panelemail",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "name": "member_email1",
                                            "title": "Email Address",
                                            "isRequired": true,
                                            "defaultValue": "",
                                            "validators": [
                                                {
                                                    "type": "email",
                                                    "text": "Please enter a valid email address"
                                                }
                                            ]
                                        }
                                    ]
                                }
                            ],
                            "title": "Nice to meet you <member field='member.first_name'></member>!  What is your preferred email address?"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page5",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel67",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panelphone",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "name": "member_phone_mobile",
                                            "title": "Mobile Number",
                                            "isRequired": true,
                                            "inputMask": "phone",
                                            "inputFormat": "####-###-####"
                                        }
                                    ]
                                }
                            ],
                            "title": "What is your mobile number?"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page2",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel1",
                            "isRequired": true,
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "maritalstatus_c",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        "Married",
                                        "In a registered relationship",
                                        "Living with my partner",
                                        "Separated",
                                        "Divorced",
                                        "Widowed",
                                        "Single"
                                    ]
                                }
                            ],
                            "title": "What is your current marital status?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page3",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel1",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "ap_application_type_c",
                                    "defaultValue": "Single",
                                    "isRequired": true,
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "Single",
                                            "text": "Me"
                                        },
                                        {
                                            "value": "Couple",
                                            "text": "Me & My Partner"
                                        }
                                    ],
                                    "colCount": 2
                                },
                                {
                                    "name": "message_application_type"
                                }
                            ],
                            "title": "Who is applying for the Commonwealth Seniors Health Card?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                },
                {
                    "type": "panel",
                    "name": "page4",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel57",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panel58",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>Please list the details for the person that is not applying OR if both of you are applying, the younger person's details here.</p>",
                                            "customCSSClasses": "description-response"
                                        },
                                        {
                                            "name": "partner_salutation",
                                            "title": "Salutation",
                                            "isRequired": true
                                        },
                                        {
                                            "type": "text",
                                            "name": "partner_first_name",
                                            "title": "First Name",
                                            "isRequired": true
                                        },
                                        {
                                            "type": "text",
                                            "name": "partner_middle_name_c",
                                            "title": "Middle Name"
                                        },
                                        {
                                            "type": "text",
                                            "name": "partner_last_name",
                                            "title": "Last Name",
                                            "isRequired": true
                                        }
                                    ]
                                }
                            ],
                            "title": "What is your partner's name?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "member_different_partner_email",
                                    "customCSSClasses": "radio-multi",
                                    "isRequired": true,
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "same_email",
                                            "text": "We use the same email address"
                                        },
                                        {
                                            "value": "different_email",
                                            "text": "They have a different email address"
                                        }
                                    ]
                                },
                                {
                                    "type": "panel",
                                    "visibleIf": "{member_different_partner_email} = 'different_email'",
                                    "name": "panelemail",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "name": "partner_email1",
                                            "title": "Partner's email address?",
                                            "isRequired": true,
                                            "defaultValue": "",
                                            "validators": [
                                                {
                                                    "type": "email",
                                                    "text": "Please enter a valid email address"
                                                }
                                            ]
                                        }
                                    ]
                                }
                            ],
                            "name": "panel1",
                            "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'",
                            "title": "Does your partner have a different email to you?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page5"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "member_different_mobile_number",
                                    "customCSSClasses": "radio-multi",
                                    "isRequired": true,
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "same_mobile_number",
                                            "text": "We use the same mobile number"
                                        },
                                        {
                                            "value": "different_mobile_number",
                                            "text": "They have a different mobile number"
                                        }
                                    ]
                                },
                                {
                                    "type": "panel",
                                    "visibleIf": "{member_different_mobile_number} = 'different_mobile_number'",
                                    "name": "panelmobilenumber",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "name": "partner_phone_mobile",
                                            "title": "Partner's mobile number?",
                                            "isRequired": true,
                                            "defaultValue": "",
                                            "inputMask": "phone",
                                            "inputFormat": "####-###-####"
                                        }
                                    ]
                                }
                            ],
                            "name": "panel1",
                            "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'",
                            "title": "Does your partner have a different mobile number to you?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page5"
                },
                {
                    "type": "panel",
                    "name": "page6",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel5",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panel4",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_receives_income_from_employment",
                                            "isRequired": true,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ],
                                            "colCount": 2
                                        },
                                        {
                                            "type": "radiogroup",
                                            "name": "member_employment_type",
                                            "visibleIf": "{member_receives_income_from_employment} = 1",
                                            "customCSSClasses": "radio-multi",
                                            "isRequired": true,
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "other_employment",
                                                    "text": "I work for an employer"
                                                },
                                                {
                                                    "value": "self_employed",
                                                    "text": "I work for myself"
                                                }
                                            ]
                                        }
                                    ],
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "name": "panel9",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_receives_income_from_employment",
                                            "isRequired": true,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ],
                                            "colCount": 2
                                        },
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_employment_type",
                                            "visibleIf": "{partner_receives_income_from_employment} = 1",
                                            "customCSSClasses": "radio-multi",
                                            "isRequired": true,
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "other_employment",
                                                    "text": "I work for an employer"
                                                },
                                                {
                                                    "value": "self_employed",
                                                    "text": "I work for myself"
                                                }
                                            ]
                                        }
                                    ],
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'",
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "startWithNewLine": false
                                }
                            ],
                            "title": "Are you currently employed?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page7",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel10",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "owns_property",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                },
                                {
                                    "type": "panel",
                                    "isRequired": true,
                                    "name": "panel7",
                                    "elements": [
                                        {
                                            "type": "boolean",
                                            "name": "owns_home",
                                            "title": "The home that I (and/or my partner) live in",
                                            "defaultValue": "true",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "owns_investment_property",
                                            "title": "One or more investment properties",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        }
                                    ],
                                    "visible": false,
                                    "visibleIf": "{owns_property}=1"
                                }
                            ],
                            "title": "Do you (and/or your partner) own any property?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page8",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel5",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panel2",
                                    "customCSSClasses": "panel-list",
                                    "elements": [
                                        {
                                            "type": "boolean",
                                            "name": "property_larger_than_2_hectares",
                                            "title": "Is on land that is larger than 2 hectares",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "property_more_than_1_title",
                                            "title": "Has more than one title document",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "property_used_for_non_rental_income",
                                            "title": "Is used to generate any type of income other than rental",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "property_partly_owned_by_company",
                                            "title": "Is partly owned by a company",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "property_partly_owned_by_3rd_party",
                                            "title": "Is partly owned by another person other than my partner",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "property_more_than_1_building",
                                            "title": "Has more than one building rented out separately",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "has_no_excluded_property",
                                            "title": "None of these apply to me",
                                            "defaultValue": "false"
                                        }
                                    ]
                                }
                            ],
                            "title": "Do you (and/or your partner) own any property that:",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{owns_home}=1 && {owns_property}=1"
                },
                {
                    "type": "panel",
                    "name": "page8.5",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel12",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "earns_non_rental_income",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Do you (and/or your partner) earn non-rental income from the investment property you own?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "visibleIf": "{owns_investment_property}=1"
                },
                {
                    "type": "panel",
                    "name": "page9",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel6",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "living_situation",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-multi",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "Rent",
                                            "text": "Accommodation where you pay rent"
                                        },
                                        {
                                            "value": "Public housing - primary tenant",
                                            "text": "Public housing where you are the primary tenant"
                                        },
                                        "Other"
                                    ]
                                }
                            ],
                            "title": "Which of the following best describes where you (and/or your partner) live?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "visibleIf": "{owns_home}!=1"
                },
                {
                    "type": "panel",
                    "name": "page10",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel8",
                            "elements": [
                                {
                                    "type": "checkbox",
                                    "name": "living_situation_rent_check",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "Boarding house",
                                            "text": "Boarding house, hostel or private hotel"
                                        },
                                        "Retirement village",
                                        {
                                            "value": "Nursing home",
                                            "text": "Nursing home or aged care hostel"
                                        },
                                        {
                                            "value": "Hospital",
                                            "text": "Hospital or home for people with disabilities"
                                        },
                                        {
                                            "value": "Right for life",
                                            "text": "Accommodation which you have the right to use for life"
                                        },
                                        {
                                            "value": "notApplicable",
                                            "text": " None of these apply to me"
                                        }
                                    ]
                                }
                            ],
                            "title": "Do you (and/or your partner) live in any of the following?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{living_situation} = 'Rent'"
                },
                {
                    "type": "panel",
                    "name": "page11",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel11",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "shares_accommodation",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Do you share your accommodation with anyone (other than your partner or family members)?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel13",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "involved_in_private_company",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Are you (and/or your partner) currently or in the past 5 years been involved with a private company?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Is the private company deregistered with ASIC?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "private_company_deregistered",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ]
                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{involved_in_private_company} = 1"
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Have you (and/or your partner) made any type of gift involving a private company (either registered or deregistered) in the last 5 years?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "private_company_gift",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ]
                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{involved_in_private_company} = 1 and {private_company_deregistered} = 1"
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Have you completed a private company (MOD PC) form in the last 5 years and submitted this to Centrelink?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "completed_company_form",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ]
                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "({involved_in_private_company} = 1 and {private_company_deregistered} = 0) or ({involved_in_private_company} = 1 and {private_company_gift} = 1) "
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Have you provided Centrelink with a copy of the most recent Income Tax Return and financial statements for the private company?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "private_company_tax_return",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ]
                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{involved_in_private_company} = 1 and {completed_company_form} = 1"
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel13",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>This could be through:</p> <ul><li>Farming </li> <li>Self - employment </li><li>Work as sole trader</li> <li>Sub-contracting</li> <li>Private partnership</li></ul>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "radiogroup",
                                    "name": "involved_in_business",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Are you (and/or your partner) currently involved with any type of business?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
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                            "elements": [
                                {
                                    "type": "radiogroup",
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                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Are you (and/or your partner) currently or in the past 5 years been involved with a private trust?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "trust1",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Is the private trust now vested?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "private_trust_vested",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
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                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ]
                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{involved_in_private_trust} = 1"
                },
                {
                    "type": "panel",
                    "name": "trust2",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Have you (and/or your partner) made any type of gift involving a private trust (either active or vested) in the last 5 years?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "private_trust_gift",
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                                    "customCSSClasses": "radio-binary",
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                                    "choices": [
                                        {
                                            "value": "1",
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                                        {
                                            "value": "0",
                                            "text": "No"
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                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{involved_in_private_trust} = 1 and {private_trust_vested} = 1"
                },
                {
                    "type": "panel",
                    "name": "trust3",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Have you completed a Private Trust form (Mod PT) or a Special Disability Trust form (Mod SDT) in the last 5 years?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "completed_trust_form",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
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                                        {
                                            "value": "0",
                                            "text": "No"
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                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "({involved_in_private_trust} = 1 and {private_trust_vested} = 0) or ({involved_in_private_trust} = 1 and {private_trust_vested} = 1 and {private_trust_gift} = 1)"
                },
                {
                    "type": "panel",
                    "name": "trust4",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Is the private trust a Special Disability Trust (SDT)?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "trust_is_special_disability",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
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                                        {
                                            "value": "0",
                                            "text": "No"
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                                    ]
                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{involved_in_private_trust} = 1 and {completed_trust_form} = 0"
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Have you provided Centrelink with a copy of the most recent Income Tax Return and financial statements for the private trust?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "private_trust_tax_return",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
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                                }
                            ]
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{involved_in_private_trust} = 1 and {private_trust_gift} = 1 and {completed_trust_form} = 1"
                },
                {
                    "type": "panel",
                    "name": "page13",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel14",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "owns_assets_with_others",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Do you (and/or your partner) jointly own assets with anyone else (other than your partner)?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page14",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel15",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "has_foreign_income_or_assets",
                                    "isRequired": true,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Do you (and/or your partner) receive income or own any assets in a foreign currency?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page15",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel16",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "has_smsf_or_saf",
                                    "customCSSClasses": "radio-binary",
                                    "isRequired": true,
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                },
                                {
                                    "type": "radiogroup",
                                    "name": "smsf_or_saf_type",
                                    "visibleIf": "{has_smsf_or_saf} = 1",
                                    "customCSSClasses": "radio-multi",
                                    "isRequired": true,
                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "accumulation",
                                            "text": "The fund is still in accumulation phase"
                                        },
                                        {
                                            "value": "pension",
                                            "text": "The fund is now in retirement (pension) phase"
                                        }
                                    ]
                                }
                            ],
                            "title": "Do you (and/or your partner) have a Self-Managed Super Fund (SMSF) or Small APRA Fund?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page16",
                    "elements": [
                        {
                            "type": "panel",
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                            "elements": [
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                                    "type": "radiogroup",
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                                    "titleLocation": "hidden",
                                    "choices": [
                                        {
                                            "value": "1",
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                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Do you (and/or your partner) currently receive any compensation payments or have any active claims due to be paid in the future?",
                            "customCSSClasses": "panel-question"
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                    ]
                },
                {
                    "type": "panel",
                    "name": "page17",
                    "customCSSClasses": "page-review",
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                                    "type": "panel",
                                    "name": "panel3",
                                    "customCSSClasses": "panel-list",
                                    "elements": [
                                        {
                                            "type": "boolean",
                                            "name": "has_reverse_mortgage",
                                            "title": "I have a reverse equity mortgage or home equity conversion loan (i.e. I have converted the equity in my home into cash and I am not required to make repayments)",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "has_term_allocated_pension",
                                            "title": "I own a term allocated pension product (i.e. fixed-term pension paid from superannuation fund)",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "has_db_pension",
                                            "title": "I own a defined benefit pension product (i.e. a superannuation product that is common in the public sector, some local governments and corporations)",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "has_life_insurance_with_surrender",
                                            "title": "I own a life insurance policy with a surrender value (i.e. older style insurance policies that were linked to an investment that could be cashed out at termination)",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "has_margin_loan",
                                            "title": "I own managed investments or securities purchased with a margin loan",
                                            "defaultValue": "false",
                                            "valueTrue": "1",
                                            "valueFalse": "0"
                                        },
                                        {
                                            "type": "boolean",
                                            "name": "has_no_excluded_products",
                                            "title": "None of these apply to me",
                                            "defaultValue": "false"
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                                    ]
                                },
                                {
                                    "type": "panel",
                                    "name": "panel1",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "name": "eligible",
                                            "visibleIf": "{member_employment_type} != 'self_employed' and {partner_employment_type} != 'self_employed' and {property_larger_than_2_hectares}!=1 and {property_more_than_1_title}!=1 and {property_used_for_non_rental_income}!=1 and {property_partly_owned_by_company}!=1 and {property_partly_owned_by_3rd_party}!=1 and {property_more_than_1_building}!=1 and {earns_non_rental_income} != 1 and {living_situation} != 'Public housing - primary tenant' and ({living_situation_rent_check} = ['notApplicable'] or {living_situation_rent_check} empty) and {shares_accommodation}!=1 and {involved_in_private_trust}!=1 and {involved_in_private_company}!=1 and {owns_assets_with_others}!=1 and {has_foreign_income_or_assets}!=1 and {has_smsf_or_saf}!=1 and {claim_compensation_insurance}!=1 and {has_reverse_mortgage}!=1 and {has_term_allocated_pension}!=1 and {has_db_pension}!=1 and {has_life_insurance_with_surrender}!=1 and {has_margin_loan}!=1",
                                            "html": "<div class=\"pointers\">\n    <div class=\"pointers__navigation\">\n        <a class=\"pointers__item button button--faded\" onclick=\"Questionnaire.goToPage(0)\">Back to start</a>\n        <a class=\"pointers__item button\" href=\"/#/questionnaires\">Continue</a>\n    </div>\n</div>"
                                        },
                                        {
                                            "type": "html",
                                            "name": "eligible_complex",
                                            "visibleIf": "({member_employment_type} = 'self_employed' or {partner_employment_type} = 'self_employed' or  {property_larger_than_2_hectares}=1 or {property_more_than_1_title}=1 or {property_partly_owned_by_company}=1 or {property_partly_owned_by_3rd_party}=1 or {property_more_than_1_building}=1 or {shares_accommodation}=1 or {involved_in_private_trust}=1 or {involved_in_business}=1 or {involved_in_private_company}=1 or {owns_assets_with_others}=1 or {has_foreign_income_or_assets}=1 or {has_smsf_or_saf}=1 or {claim_compensation_insurance}=1 or {has_reverse_mortgage}=1 or {has_term_allocated_pension}=1 or {has_db_pension}=1 or {has_life_insurance_with_surrender}=1 or {has_margin_loan}=1) and ({earns_non_rental_income} != 1 and {property_used_for_non_rental_income} !=1 and {living_situation} != 'Public housing - primary tenant' and  ({living_situation_rent_check} = ['notApplicable'] or {living_situation_rent_check} empty)) or {earns_non_rental_income} = 1 or {property_used_for_non_rental_income}=1 or {living_situation} = 'Public housing - primary tenant'  or ({living_situation_rent_check} != ['notApplicable'] and {living_situation_rent_check} notempty)",
                                            "html": "<div class=\"pointers\">\n    <div class=\"pointers__navigation\">\n        <a class=\"pointers__item button button--faded\" onclick=\"Questionnaire.goToPage(0)\">Back to start</a>\n        <a class=\"pointers__item button\" href=\"/#/knowledge/15\">Continue</a>\n    </div>\n</div>"
                                        }
                                    ]
                                }
                            ],
                            "title": "Please select any of the following statements that describe you (and/or your partner)",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "navigationButtonsVisibility": "hide"
                }
            ]
        },
        {
            "name": "Person Details reviewpage",
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            "elements": [
                {
                    "type": "panel",
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                            "type": "panel",
                            "elements": [
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                                    "name": "review_page_title"
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                            "name": "panel1"
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                    ],
                    "name": "page0"
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                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_other_name"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_has_other_name"
                                        },
                                        {
                                            "type": "panel",
                                            "customCSSClasses": "panel-dynamic",
                                            "elements": [
                                                {
                                                    "type": "paneldynamic",
                                                    "isRequired": true,
                                                    "minPanelCount": 1,
                                                    "name": "member_array_other_name",
                                                    "panelAddText": "Add another name",
                                                    "panelCount": 1,
                                                    "panelRemoveText": "X",
                                                    "templateElements": [
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_name_name"
                                                        },
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_name_type"
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                                                    ],
                                                    "titleLocation": "hidden"
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                                            ],
                                            "name": "panel10",
                                            "title": " ",
                                            "visible": false,
                                            "visibleIf": "{member_has_other_name}=1"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_has_other_name"
                                        },
                                        {
                                            "type": "panel",
                                            "customCSSClasses": "panel-dynamic",
                                            "elements": [
                                                {
                                                    "type": "paneldynamic",
                                                    "isRequired": true,
                                                    "minPanelCount": 1,
                                                    "name": "partner_array_other_name",
                                                    "panelAddText": "Add another name",
                                                    "panelCount": 1,
                                                    "panelRemoveText": "X",
                                                    "templateElements": [
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_name_name"
                                                        },
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_name_type"
                                                        }
                                                    ],
                                                    "titleLocation": "hidden"
                                                }
                                            ],
                                            "name": "panel20",
                                            "title": " ",
                                            "visible": false,
                                            "visibleIf": "{partner_has_other_name}=1"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "Have you been known by any other name?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page5"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_gender"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_gender_c"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_gender_c"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "What is your gender?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page6"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_birthdate"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_birthdate"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "What is your date of birth?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page7"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "elements": [
                                                {
                                                    "isRequired": true,
                                                    "name": "member_primary_address_street"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "member_primary_address_city"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "member_primary_address_state"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "member_primary_address_postalcode"
                                                }
                                            ],
                                            "name": "panel14"
                                        },
                                        {
                                            "type": "panel",
                                            "elements": [
                                                {
                                                    "name": "member_same_primary_alt_address"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "member_alt_address_street",
                                                    "visible": false,
                                                    "visibleIf": "{member_same_primary_alt_address} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "member_alt_address_city",
                                                    "visible": false,
                                                    "visibleIf": "{member_same_primary_alt_address} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "member_alt_address_state",
                                                    "visible": false,
                                                    "visibleIf": "{member_same_primary_alt_address} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "member_alt_address_postalcode",
                                                    "visible": false,
                                                    "visibleIf": "{member_same_primary_alt_address} = false"
                                                }
                                            ],
                                            "name": "panel12"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "elements": [
                                                {
                                                    "name": "living_with_partner"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_primary_address_street",
                                                    "visible": false,
                                                    "visibleIf": "{living_with_partner} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_primary_address_city",
                                                    "visible": false,
                                                    "visibleIf": "{living_with_partner} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_primary_address_state",
                                                    "visible": false,
                                                    "visibleIf": "{living_with_partner} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_primary_address_postalcode",
                                                    "visible": false,
                                                    "visibleIf": "{living_with_partner} = false"
                                                }
                                            ],
                                            "name": "panel22"
                                        },
                                        {
                                            "type": "panel",
                                            "elements": [
                                                {
                                                    "name": "partner_same_primary_alt_address"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_alt_address_street",
                                                    "visible": false,
                                                    "visibleIf": "{partner_same_primary_alt_address} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_alt_address_city",
                                                    "visible": false,
                                                    "visibleIf": "{partner_same_primary_alt_address} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_alt_address_state",
                                                    "visible": false,
                                                    "visibleIf": "{partner_same_primary_alt_address} = false"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_alt_address_postalcode",
                                                    "visible": false,
                                                    "visibleIf": "{partner_same_primary_alt_address} = false"
                                                }
                                            ],
                                            "name": "panel13"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "What is your home address?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page8"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_tfn"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_has_tfn"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_tfn_c",
                                            "visible": false,
                                            "visibleIf": "{member_has_tfn} = 1"
                                        },
                                        {
                                            "name": "no_tfn_message",
                                            "visible": false,
                                            "visibleIf": "{member_has_tfn} = 0"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_has_tfn"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_tfn_c",
                                            "visible": false,
                                            "visibleIf": "{partner_has_tfn} = 1"
                                        },
                                        {
                                            "name": "no_tfn_message",
                                            "visible": false,
                                            "visibleIf": "{partner_has_tfn} = 0"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "Do you have a tax file number?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page9"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "marriage_date"
                                }
                            ],
                            "name": "panel1",
                            "title": "When did you get married?",
                            "customCSSClasses": "panel-question",
                            "visible": false,
                            "visibleIf": "{maritalstatus_c} = 'Married' "
                        },
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "registered_relationship_date"
                                }
                            ],
                            "name": "panel2",
                            "title": "When did you register your relationship?",
                            "customCSSClasses": "panel-question",
                            "visible": false,
                            "visibleIf": "{maritalstatus_c} = 'In a registered relationship' "
                        },
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "relationship_startdate"
                                }
                            ],
                            "name": "panel3",
                            "title": "When did you and your partner start your relationship?",
                            "customCSSClasses": "panel-question",
                            "visible": false,
                            "visibleIf": "{maritalstatus_c} = 'Living with my partner' "
                        },
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "married_before"
                                }
                            ],
                            "name": "panel4",
                            "title": "Have you ever been married?",
                            "customCSSClasses": "panel-question",
                            "visible": false,
                            "visibleIf": "{maritalstatus_c} = 'Single' "
                        },
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_late_partner"
                                },
                                {
                                    "isRequired": true,
                                    "name": "deceased_partner_name"
                                },
                                {
                                    "isRequired": true,
                                    "name": "deceased_partner_birthdate"
                                },
                                {
                                    "isRequired": true,
                                    "name": "deceased_partner_deathdate"
                                }
                            ],
                            "name": "panel5",
                            "title": "Please tell us about your late partner.",
                            "visible": false,
                            "visibleIf": "{maritalstatus_c} = 'Widowed' "
                        }
                    ],
                    "name": "page10",
                    "visible": false,
                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner' or {maritalstatus_c} = 'Single' or {maritalstatus_c} = 'Widowed'"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "lived_with_partner"
                                }
                            ],
                            "name": "panel1",
                            "title": "Have you ever lived with a partner?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page11",
                    "visible": false,
                    "visibleIf": "{married_before} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "not_living_with_partner_reason"
                                }
                            ],
                            "name": "panel1",
                            "title": "What is the reason you and your partner are not currently living in the same home?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page12.1",
                    "visible": false,
                    "visibleIf": "{living_with_partner} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_living_with_former_partner"
                                },
                                {
                                    "isRequired": true,
                                    "name": "living_with_former_partner"
                                }
                            ],
                            "name": "panel1",
                            "title": "Are you and your former partner currently living in the same home?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page12.2",
                    "visible": false,
                    "visibleIf": "{maritalstatus_c} = 'Divorced' or {maritalstatus_c} = 'Separated' or {lived_with_partner} = 1 or {married_before} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "not_living_with_partner_startdate"
                                }
                            ],
                            "name": "panel6",
                            "title": "When did you and your partner start living in separate homes?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page13.1",
                    "visible": false,
                    "visibleIf": "{living_with_partner} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_former_partner_name"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_first_name"
                                },
                                {
                                    "name": "former_partner_middle_name"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_last_name"
                                }
                            ],
                            "name": "panel1",
                            "title": "What is your former partner's name?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page13.2",
                    "visible": false,
                    "visibleIf": "{living_with_former_partner} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "isRequired": true,
                                    "name": "not_living_with_partner_end"
                                },
                                {
                                    "isRequired": true,
                                    "name": "not_living_with_partner_enddate",
                                    "visible": false,
                                    "visibleIf": "{not_living_with_partner_end} = 1 and {never_live_with_partner} != true"
                                },
                                {
                                    "name": "never_live_with_partner",
                                    "visible": false,
                                    "visibleIf": "{not_living_with_partner_end} = 1"
                                }
                            ],
                            "name": "panel1",
                            "title": "Do you know when you and your partner will stop living in separate homes?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page14.1",
                    "visible": false,
                    "visibleIf": "{living_with_partner} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_former_partner_birthdate"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_birthdate"
                                }
                            ],
                            "name": "panel9",
                            "title": "What is your former partner's date of birth?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page14.2",
                    "visible": false,
                    "visibleIf": "{living_with_former_partner} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_former_partner_relationship_enddate"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_relationship_enddate"
                                }
                            ],
                            "name": "panel1",
                            "title": "When did your relationship with your former partner end?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page15",
                    "visible": false,
                    "visibleIf": "{living_with_former_partner} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_former_partner_address"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_address_known"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_current_address_street",
                                    "visible": false,
                                    "visibleIf": "{former_partner_address_known} = 1"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_current_address_city",
                                    "visible": false,
                                    "visibleIf": "{former_partner_address_known} = 1"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_current_address_state",
                                    "visible": false,
                                    "visibleIf": "{former_partner_address_known} = 1"
                                },
                                {
                                    "isRequired": true,
                                    "name": "former_partner_current_address_postalcode",
                                    "visible": false,
                                    "visibleIf": "{former_partner_address_known} = 1"
                                }
                            ],
                            "name": "panel1",
                            "title": "Do you know your former partner's current address?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page16",
                    "visible": false,
                    "visibleIf": "{living_with_former_partner} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_currently_living_in_aus"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_other_country_living_in",
                                            "visible": false,
                                            "visibleIf": "{member_currently_living_in_aus} = 0"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_currently_living_in_aus"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_other_country_living_in",
                                            "visible": false,
                                            "visibleIf": "{partner_currently_living_in_aus} = 0"
                                        }
                                    ],
                                    "name": "panel12.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "Are you currently living in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page17"
                },
                {
                    "type": "panel",
                    "name": "CSHCParentsVisa",
                    "elements": [
                        {
                            "type": "panel",
                            "isRequired": "true",
                            "elements": [
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_parents_humanitarian_visa",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Your Parents Visa",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_parents_humanitarian_visa",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "You",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_parents_humanitarian_visa",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "Your Partner",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "Did either of your parents arrive in Australia on a refugee or humanitarian visa?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_ever_lived_in_aus"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_currently_living_in_aus}=0"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_ever_lived_in_aus"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_currently_living_in_aus}=0"
                                }
                            ],
                            "name": "panel1",
                            "title": "Have you ever lived in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page18",
                    "visible": false,
                    "visibleIf": "{member_currently_living_in_aus}=0 or {partner_currently_living_in_aus}=0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_born_in_aus"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_country_of_birth",
                                            "visible": false,
                                            "visibleIf": "{member_born_in_aus} = 0"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_born_in_aus"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_country_of_birth",
                                            "visible": false,
                                            "visibleIf": "{partner_born_in_aus} = 0"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "Were you born in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page19"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_aus_citizenship"
                                        },
                                        {
                                            "name": "member_aus_citizenship_date_granted",
                                            "visible": false,
                                            "visibleIf": "{member_aus_citizenship} = 1 and {member_born_in_aus} = 0",
                                            "isRequired": true
                                        },
                                        {
                                            "name": "member_other_citizenship",
                                            "visible": false,
                                            "visibleIf": "{member_aus_citizenship} = 0",
                                            "isRequired": true
                                        },
                                        {
                                            "name": "member_other_citizenship_date_granted",
                                            "visible": false,
                                            "visibleIf": "{member_aus_citizenship} = 0 and {member_other_citizenship_since_birth} != 1",
                                            "isRequired": true
                                        },
                                        {
                                            "name": "member_other_citizenship_since_birth",
                                            "visible": false,
                                            "visibleIf": "{member_aus_citizenship} = 0"
                                        }
                                    ],
                                    "name": "panel8",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_aus_citizenship"
                                        },
                                        {
                                            "name": "partner_aus_citizenship_date_granted",
                                            "visible": false,
                                            "visibleIf": "{partner_aus_citizenship} = 1 and {partner_born_in_aus} = 0",
                                            "isRequired": true
                                        },
                                        {
                                            "name": "partner_other_citizenship",
                                            "visible": false,
                                            "visibleIf": "{partner_aus_citizenship} = 0",
                                            "isRequired": true
                                        },
                                        {
                                            "name": "partner_other_citizenship_date_granted",
                                            "visible": false,
                                            "visibleIf": "{partner_aus_citizenship} = 0 and {partner_other_citizenship_since_birth} != 1",
                                            "isRequired": true
                                        },
                                        {
                                            "name": "partner_other_citizenship_since_birth",
                                            "visible": false,
                                            "visibleIf": "{partner_aus_citizenship} = 0"
                                        }
                                    ],
                                    "name": "panel11",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "Are you an Australian citizen?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page20"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_visa_first_arrived_in_aus"
                                        }
                                    ],
                                    "name": "panel24",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_aus_citizenship} = 0 or {member_born_in_aus} = 0"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "name": "partner_visa_first_arrived_in_aus",
                                            "isRequired": true,
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel25",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_aus_citizenship} = 0 or {partner_born_in_aus} = 0"
                                }
                            ],
                            "name": "panel26",
                            "title": "What type of visa did you have when you first arrived in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page22",
                    "visible": false,
                    "visibleIf": "{member_aus_citizenship} = 0 or {member_born_in_aus} = 0 or {partner_aus_citizenship} = 0 or {partner_born_in_aus} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_visa_first_arrived_subclass"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_visa_first_arrived_date_granted"
                                        }
                                    ],
                                    "name": "panel28",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "({member_visa_first_arrived_in_aus} notempty and {member_visa_first_arrived_in_aus} != 'Unknown')"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_visa_first_arrived_subclass"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_visa_first_arrived_date_granted"
                                        }
                                    ],
                                    "name": "panel29",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "({partner_visa_first_arrived_in_aus} notempty and {partner_visa_first_arrived_in_aus} != 'Unknown')"
                                }
                            ],
                            "name": "panel27",
                            "title": "What were the details of the visa you had when you first arrived in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page23",
                    "visible": false,
                    "visibleIf": "({member_visa_first_arrived_in_aus} notempty and {member_visa_first_arrived_in_aus} != 'Unknown') or ({partner_visa_first_arrived_in_aus} notempty and {partner_visa_first_arrived_in_aus} != 'Unknown')"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_visa_details_have_changed"
                                        }
                                    ],
                                    "name": "panel31",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_visa_details_have_changed"
                                        }
                                    ],
                                    "name": "panel32",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_visa_first_arrived_in_aus} notempty"
                                }
                            ],
                            "name": "panel30",
                            "title": "Has your visa changed since you first arrived in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page24",
                    "visible": false,
                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty or {partner_visa_first_arrived_in_aus} notempty"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_visa_recent_subclass"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_visa_recent_date_granted"
                                        },
                                        {
                                            "name": "member_visa_recent_is_pr"
                                        }
                                    ],
                                    "name": "panel34",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_visa_details_have_changed}=1"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_visa_recent_subclass"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_visa_recent_date_granted"
                                        },
                                        {
                                            "name": "partner_visa_recent_is_pr"
                                        }
                                    ],
                                    "name": "panel35",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_visa_details_have_changed}=1"
                                }
                            ],
                            "name": "panel33",
                            "title": "What are the details of you most recent visa?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page25",
                    "visible": false,
                    "visibleIf": "{member_visa_details_have_changed}=1 or {partner_visa_details_have_changed}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_date_start_living_in_aus"
                                        }
                                    ],
                                    "name": "panel37",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_date_start_living_in_aus"
                                        }
                                    ],
                                    "name": "panel38",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_visa_first_arrived_in_aus} notempty"
                                }
                            ],
                            "name": "panel36",
                            "title": "When did you most recently start living in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page26",
                    "visible": false,
                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty or {partner_visa_first_arrived_in_aus} notempty"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_start_living_in_aus_before_1965"
                                        }
                                    ],
                                    "name": "panel40",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_start_living_in_aus_before_1965"
                                        }
                                    ],
                                    "name": "panel41",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_visa_first_arrived_in_aus} notempty"
                                }
                            ],
                            "name": "panel39",
                            "title": "Did you first start living in Australia before 1965?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page27",
                    "visible": false,
                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty or {partner_visa_first_arrived_in_aus} notempty"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_first_arrive_different_legal_name"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_first_arrive_legal_name",
                                            "visible": false,
                                            "visibleIf": "{member_first_arrive_different_legal_name} = 1"
                                        }
                                    ],
                                    "name": "panel43",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_start_living_in_aus_before_1965} =1"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_first_arrive_different_legal_name"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_first_arrive_legal_name",
                                            "visible": false,
                                            "visibleIf": "{partner_first_arrive_different_legal_name} = 1"
                                        }
                                    ],
                                    "name": "panel44",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_start_living_in_aus_before_1965} = 1"
                                }
                            ],
                            "name": "panel42",
                            "title": "When you first arrived in Australia, was your legal name different to your current legal name?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page28",
                    "visible": false,
                    "visibleIf": "{member_start_living_in_aus_before_1965} = 1 or {partner_start_living_in_aus_before_1965} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_first_arrive_place"
                                        }
                                    ],
                                    "name": "panel46",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_start_living_in_aus_before_1965} = 1"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_first_arrive_place"
                                        }
                                    ],
                                    "name": "panel47",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_start_living_in_aus_before_1965} = 1"
                                }
                            ],
                            "name": "panel45",
                            "title": "What was the name of the place you first arrived / disembarked in Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page29",
                    "visible": false,
                    "visibleIf": "{member_start_living_in_aus_before_1965} = 1 or {partner_start_living_in_aus_before_1965} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_first_arrive_ship"
                                        }
                                    ],
                                    "name": "panel49",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_start_living_in_aus_before_1965} = 1"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_first_arrive_ship"
                                        }
                                    ],
                                    "name": "panel50",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_start_living_in_aus_before_1965} = 1"
                                }
                            ],
                            "name": "panel48",
                            "title": "What was the name of the ship or airline on which you first travelled to Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page30",
                    "visible": false,
                    "visibleIf": "{member_start_living_in_aus_before_1965} = 1 or {partner_start_living_in_aus_before_1965} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_is_refugee"
                                        }
                                    ],
                                    "isRequired": true,
                                    "name": "panel52",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "isRequired": true,
                                            "name": "partner_is_refugee"
                                        }
                                    ],
                                    "isRequired": true,
                                    "name": "panel53",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_visa_first_arrived_in_aus} notempty"
                                }
                            ],
                            "name": "panel51",
                            "title": "Are you a refugee or former refugee?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page31",
                    "visible": false,
                    "visibleIf": "{member_visa_first_arrived_in_aus} notempty or {partner_visa_first_arrived_in_aus} notempty"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_lived_outside_aus"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_lived_outside_aus"
                                        }
                                    ],
                                    "name": "panel8",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_lived_outside_aus"
                                        }
                                    ],
                                    "name": "panel11",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel7",
                            "title": "Have you ever lived outside of Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page32"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_other_countries_lived"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "customCSSClasses": "panel-dynamic",
                                            "elements": [
                                                {
                                                    "type": "paneldynamic",
                                                    "isRequired": true,
                                                    "minPanelCount": 1,
                                                    "name": "member_array_other_country_lived",
                                                    "panelAddText": "Add another country",
                                                    "panelCount": 1,
                                                    "panelRemoveText": "X",
                                                    "templateElements": [
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_country_lived"
                                                        },
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_country_lived_startdate"
                                                        },
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_country_lived_enddate"
                                                        }
                                                    ],
                                                    "title": " "
                                                }
                                            ],
                                            "name": "panel15",
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_lived_outside_aus} = 1"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "customCSSClasses": "panel-dynamic",
                                            "elements": [
                                                {
                                                    "type": "paneldynamic",
                                                    "isRequired": true,
                                                    "minPanelCount": 1,
                                                    "name": "partner_array_other_country_lived",
                                                    "panelAddText": "Add another country",
                                                    "panelCount": 1,
                                                    "panelRemoveText": "X",
                                                    "templateElements": [
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_country_lived"
                                                        },
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_country_lived_startdate"
                                                        },
                                                        {
                                                            "isRequired": true,
                                                            "name": "other_country_lived_enddate"
                                                        }
                                                    ],
                                                    "title": " "
                                                }
                                            ],
                                            "name": "panel19",
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_lived_outside_aus} = 1"
                                }
                            ],
                            "name": "panel1",
                            "title": "Please list ALL the countries you have lived in from when you were BORN up to TODAY. There is no need to include short vacations"
                        }
                    ],
                    "name": "page33",
                    "visible": false,
                    "visibleIf": "({member_lived_outside_aus} = 1 or {partner_lived_outside_aus} = 1)"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_travelled_overseas"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_ever_travelled_to_other_country"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_lived_outside_aus} = 0"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_ever_travelled_to_other_country"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_lived_outside_aus} = 0"
                                }
                            ],
                            "name": "panel1",
                            "title": "Have you ever travelled to another country?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page34",
                    "visible": false,
                    "visibleIf": "{member_lived_outside_aus} = 0 or {partner_lived_outside_aus} = 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_last_enter_aus_year"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_year_most_recently_enter_aus"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "({member_ever_travelled_to_other_country} = 1 or {member_visa_first_arrived_in_aus} notempty or {member_lived_outside_aus} = 1)"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_year_most_recently_enter_aus"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "({partner_ever_travelled_to_other_country} = 1 or {partner_visa_first_arrived_in_aus} notempty or {partner_lived_outside_aus} = 1)"
                                }
                            ],
                            "name": "panel1",
                            "title": "Including short trips and holidays, what year did you most recently enter Australia?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page35",
                    "visible": false,
                    "visibleIf": "({member_ever_travelled_to_other_country} = 1 or {member_visa_first_arrived_in_aus} notempty or {member_lived_outside_aus} = 1) or ({partner_ever_travelled_to_other_country} = 1 or {partner_visa_first_arrived_in_aus} notempty or {partner_lived_outside_aus} = 1)"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_has_valid_passport"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_passport_number",
                                            "visible": false,
                                            "visibleIf": "{member_has_valid_passport}=1"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_passport_issue_country",
                                            "visible": false,
                                            "visibleIf": "{member_has_valid_passport}=1"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "({member_ever_travelled_to_other_country} = 1 or {member_lived_outside_aus} = 1 or {member_visa_first_arrived_in_aus} notempty)"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_has_valid_passport"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_passport_number",
                                            "visible": false,
                                            "visibleIf": "{partner_has_valid_passport}=1"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_passport_issue_country",
                                            "visible": false,
                                            "visibleIf": "{partner_has_valid_passport}=1"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "({partner_ever_travelled_to_other_country} = 1 or {partner_lived_outside_aus} = 1 or {partner_visa_first_arrived_in_aus} notempty)"
                                }
                            ],
                            "name": "panel1",
                            "title": "Do you have a valid passport?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page36",
                    "visible": false,
                    "visibleIf": "({member_ever_travelled_to_other_country} = 1 or {member_lived_outside_aus} = 1 or {member_visa_first_arrived_in_aus} notempty) or ({partner_ever_travelled_to_other_country} = 1 or {partner_lived_outside_aus} = 1 or {partner_visa_first_arrived_in_aus} notempty)"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_crn"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "panel-member",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "member_has_crn"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "member_ap_centrelink_receipt_number_c",
                                            "visible": false,
                                            "visibleIf": "{member_has_crn} = 1"
                                        },
                                        {
                                            "name": "message_no_crn",
                                            "visible": false,
                                            "visibleIf": "{member_has_crn} = 0"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "panel-partner",
                                    "elements": [
                                        {
                                            "isRequired": true,
                                            "name": "partner_has_crn"
                                        },
                                        {
                                            "isRequired": true,
                                            "name": "partner_ap_centrelink_receipt_number_c",
                                            "visible": false,
                                            "visibleIf": "{partner_has_crn} = 1"
                                        },
                                        {
                                            "name": "message_no_crn",
                                            "visible": false,
                                            "visibleIf": "{partner_has_crn} = 0"
                                        }
                                    ],
                                    "name": "panel12.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel55",
                            "title": "Do you have a Centrelink Reference Number (CRN)?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page37"
                }
            ]
        },
        {
            "name": "Income reviewpage",
            "customCSSClasses": "page-review",
            "elements": [
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "review_page_title"
                                }
                            ],
                            "name": "panel1"
                        }
                    ],
                    "name": "page0"
                },
                {
                    "type": "panel",
                    "name": "CSHC",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_receives_centrelink_benefit",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "isRequired": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "panel",
                                            "visibleIf": "{member_receives_centrelink_benefit} = '1'",
                                            "elements": [
                                                {
                                                    "type": "html",
                                                    "html": "<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>",
                                                    "customCSSClasses": "description-response"
                                                }
                                            ],
                                            "name": "panel1"
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "<member field='member.first_name'></member>",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_receives_centrelink_benefit",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "isRequired": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "panel",
                                            "visibleIf": "{member_receives_centrelink_benefit} = '1'",
                                            "elements": [
                                                {
                                                    "type": "html",
                                                    "html": "<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>",
                                                    "customCSSClasses": "description-response"
                                                }
                                            ],
                                            "name": "panel1"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "You",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_receives_centrelink_benefit",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "isRequired": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "panel",
                                            "visibleIf": "{partner_receives_centrelink_benefit} = '1'",
                                            "elements": [
                                                {
                                                    "type": "html",
                                                    "html": "<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>",
                                                    "customCSSClasses": "description-response"
                                                }
                                            ],
                                            "name": "panel1"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "Your Partner",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "Do you currently receive a Centrelink Pension or benefit?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "CSHC2",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p> This could be a: </p><ul><li>Service Pension </li> <li>Age Pension</li> <li>Income Support Supplement</li> <li>Veteran Payment or</li> <li>Commonwealth Seniors Health Card</li></ul>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_has_dva_benefits",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "isRequired": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "panel",
                                            "visibleIf": "{member_has_dva_benefits} = '1'",
                                            "elements": [
                                                {
                                                    "type": "html",
                                                    "html": "<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>",
                                                    "customCSSClasses": "description-response"
                                                }
                                            ],
                                            "name": "panel1"
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "<member field='member.first_name'></member>",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_has_dva_benefits",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "isRequired": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "panel",
                                            "visibleIf": "{member_has_dva_benefits} = '1'",
                                            "elements": [
                                                {
                                                    "type": "html",
                                                    "html": "<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>",
                                                    "customCSSClasses": "description-response"
                                                }
                                            ],
                                            "name": "panel1"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "You",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_has_dva_benefits",
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "isRequired": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "panel",
                                            "visibleIf": "{partner_has_dva_benefits} = '1'",
                                            "elements": [
                                                {
                                                    "type": "html",
                                                    "html": "<p> Please note that you cannot get a Commonwealth Seniors Health Card unless your pension or benefit is cancelled. </p>",
                                                    "customCSSClasses": "description-response"
                                                }
                                            ],
                                            "name": "panel1"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "Your Partner",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "Do you receive a service or benefit from the Department of Veterans Affairs?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page1",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "title": "Do you (and/or your partner) have any dependent children?",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "has_dependent_children",
                                    "isRequired": true,
                                    "colCount": 2,
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "saveToContactModule": true,
                                    "choices": [
                                        {
                                            "value": "1",
                                            "text": "Yes"
                                        },
                                        {
                                            "value": "0",
                                            "text": "No"
                                        }
                                    ]
                                }
                            ]
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page2",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel1",
                            "elements": [
                                {
                                    "type": "paneldynamic",
                                    "customCSSClasses": "panel-dynamic",
                                    "name": "dependent_child",
                                    "titleLocation": "hidden",
                                    "templateElements": [
                                        {
                                            "type": "text",
                                            "name": "child_last_name",
                                            "title": "Family Name",
                                            "titleLocation": "top",
                                            "isRequired": true
                                        },
                                        {
                                            "type": "text",
                                            "name": "child_first_name",
                                            "isRequired": true,
                                            "title": "First given name",
                                            "titleLocation": "top"
                                        },
                                        {
                                            "type": "text",
                                            "name": "child_second_name",
                                            "isRequired": true,
                                            "title": "Second Given Name",
                                            "titleLocation": "top"
                                        },
                                        {
                                            "type": "panel",
                                            "name": "panel7",
                                            "customCSSClasses": "panel-question",
                                            "elements": [
                                                {
                                                    "type": "radiogroup",
                                                    "name": "receive_family_tax_benefit",
                                                    "isRequired": true,
                                                    "customCSSClasses": "radio-binary",
                                                    "title": "Do you receive Family Tax Benefit for this child? ",
                                                    "titleLocation": "top",
                                                    "choices": [
                                                        {
                                                            "value": "1",
                                                            "text": "Yes"
                                                        },
                                                        {
                                                            "value": "0",
                                                            "text": "No"
                                                        }
                                                    ]
                                                },
                                                {
                                                    "type": "radiogroup",
                                                    "customCSSClasses": "radio-binary",
                                                    "name": "child_has_other_names",
                                                    "isRequired": true,
                                                    "visibleIf": "{dependent_child[0].receive_family_tax_benefit} = \"0\"",
                                                    "title": "Has this child been known by any other names?",
                                                    "titleLocation": "top",
                                                    "choices": [
                                                        {
                                                            "value": "1",
                                                            "text": "Yes"
                                                        },
                                                        {
                                                            "value": "0",
                                                            "text": "No"
                                                        }
                                                    ]
                                                },
                                                {
                                                    "type": "text",
                                                    "name": "child_other_names",
                                                    "isRequired": true,
                                                    "visibleIf": "{dependent_child[0].child_has_other_names} = \"1\"",
                                                    "title": "Other Names (s)",
                                                    "titleLocation": "top"
                                                },
                                                {
                                                    "type": "radiogroup",
                                                    "customCSSClasses": "radio-multi",
                                                    "name": "child_gender",
                                                    "isRequired": true,
                                                    "visibleIf": "{dependent_child[0].receive_family_tax_benefit} = \"0\"",
                                                    "title": "What's the child's gender?",
                                                    "titleLocation": "top",
                                                    "choices": [
                                                        "Male",
                                                        "Female",
                                                        "Non-binary"
                                                    ]
                                                },
                                                {
                                                    "name": "child_birthday",
                                                    "isRequired": true,
                                                    "visibleIf": "{dependent_child[0].receive_family_tax_benefit} = \"0\"",
                                                    "customCSSClasses": "text-date",
                                                    "titleLocation": "top"
                                                }
                                            ]
                                        }
                                    ],
                                    "panelCount": 1,
                                    "minPanelCount": 1,
                                    "panelAddText": "Add another child",
                                    "panelRemoveText": "X"
                                }
                            ],
                            "title": "Provide details of your dependent(s)"
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{has_dependent_children} = \"1\""
                },
                {
                    "type": "panel",
                    "name": "page3",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel2",
                            "customCSSClasses": "panel-question",
                            "elements": [
                                {
                                    "type": "radiogroup",
                                    "name": "financial_year",
                                    "customCSSClasses": "radio-binary",
                                    "titleLocation": "hidden",
                                    "isRequired": true,
                                    "choices": [
                                        {
                                            "value": "2022/23",
                                            "text": "2022/23"
                                        },
                                        {
                                            "value": "2023/24",
                                            "text": "2023/24"
                                        }
                                    ],
                                    "colCount": 2
                                }
                            ],
                            "title": "Which financial year are you (and your partner) providing income details for?"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page5",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel5",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panel4",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_has_lodged_tax",
                                            "isRequired": true,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "title": "<member field='member.first_name'></member>"
                                },
                                {
                                    "type": "panel",
                                    "name": "panel9",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_has_lodged_tax",
                                            "isRequired": true,
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'",
                                    "title": "<member field='partner.first_name'></member>",
                                    "startWithNewLine": false
                                }
                            ],
                            "title": "Have you (and your partner) lodged an income tax return for the financial year?"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page5",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel5",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panel4",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_reason_no_lodged_tax",
                                            "isRequired": true,
                                            "customCSSClasses": "radio-multi",
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "tax_free_threshold",
                                                    "text": "Income was below the tax free threshold or as a result of an Australian Taxation Office tax offset"
                                                },
                                                {
                                                    "value": "only_pension_allowance",
                                                    "text": "Only income was a government pension or allowance"
                                                },
                                                {
                                                    "value": "about_to_lodge_tax_return",
                                                    "text": "About to lodge with ATO"
                                                },
                                                {
                                                    "value": "none",
                                                    "text": "None of the above"
                                                }
                                            ]
                                        }
                                    ],
                                    "title": "<member field='member.first_name'></member>",
                                    "visibleIf": "{member_has_lodged_tax} = \"0\""
                                },
                                {
                                    "type": "panel",
                                    "name": "panel9",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_reason_no_lodged_tax",
                                            "isRequired": true,
                                            "customCSSClasses": "radio-multi",
                                            "titleLocation": "hidden",
                                            "choices": [
                                                {
                                                    "value": "tax_free_threshold",
                                                    "text": "Income was below the tax free threshold or a result of an Australian Taxation Office tax offset"
                                                },
                                                {
                                                    "value": "only_pension_allowance",
                                                    "text": "Only income was a government pension or allowance"
                                                },
                                                {
                                                    "value": "about_to_lodge_tax_return",
                                                    "text": "About to lodge with ATO"
                                                },
                                                {
                                                    "value": "none",
                                                    "text": "None of the above"
                                                }
                                            ]
                                        }
                                    ],
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner' and {partner_has_lodged_tax} = \"0\"",
                                    "title": "<member field='partner.first_name'></member>",
                                    "startWithNewLine": false
                                }
                            ],
                            "title": "Give a reason why you (and your partner) have not lodged an income tax return"
                        }
                    ],
                    "visible": false,
                    "visibleIf": "{member_has_lodged_tax} = \"0\" or {partner_has_lodged_tax} = \"0\"",
                    "questionsOrder": "initial"
                },
                {
                    "type": "panel",
                    "name": "page6",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>If you (and/or your partner) are not required to lodge an income tax return, give the amount of income you (and/or your partner) recieved. Only <b>include</b> income that is Taxable</p>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_taxable_income",
                                            "title": "Taxable Income",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Taxable Income",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_taxable_income",
                                            "title": "Taxable Income",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "partner_total_taxable_income",
                                            "title": "Taxable Income",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "What was your (and your partner's) taxable income for the  <member field='member.financial_year'></member> financial year",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page7",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>This figure needs to be reported in Australian dollars.</p>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_foreign_income",
                                            "title": "Foreign Income",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Foreign Income",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_foreign_income",
                                            "title": "Foreign Income",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "partner_total_foreign_income",
                                            "title": "Foreign Income",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "In the <member field='member.financial_year'></member> financial year, how much foreign income did you (and/or your partner) not pay Australian income tax on?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page8",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_rental_property_loss",
                                            "title": "Rental Property Losses",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Rental Property Losses",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_rental_property_loss",
                                            "title": "Rental Property Losses",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "partner_total_rental_property_loss",
                                            "title": "Rental Property Losses",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "In the <member field='member.financial_year'></member> financial year, what were your (and your partner's) net rental property losses?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page9",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": "text-currency",
                                            "name": "member_total_financial_investment_loss",
                                            "title": "Financial Investment Losses",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Financial Investment Losses",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_financial_investment_loss",
                                            "title": "Financial Investment Losses",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "partner_total_financial_investment_loss",
                                            "title": "Financial Investment Losses",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "In the <member field='member.financial_year'></member> financial year, what were your (and your partner's) net financial investment losses?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page10",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>Don't include the first $1,000 of employer provided benefits</p>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": "text-currency",
                                            "name": "member_total_employer_provided_benefits",
                                            "title": "Employer Provided Benefits",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Employer Provided Benefits",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_employer_provided_benefits",
                                            "title": "Employer Provided Benefits",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "partner_total_employer_provided_benefits",
                                            "title": "Employer Provided Benefits ",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "In the <member field='member.financial_year'></member> financial year, what was the value of your (and/or your partner's) employer provided benefits above $1,000?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page11",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>See the Income tests section of your income tax return</p>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": "text-currency",
                                            "name": "member_total_employer_superannuation_contributions",
                                            "title": "Employer Superannuation Contributions",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Employer Contributions To Super",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": " text-currency",
                                            "name": "member_total_employer_superannuation_contributions",
                                            "title": "Employer Superannuation Contributions",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": "text-currency",
                                            "name": "partner_total_employer_superannuation_contributions",
                                            "title": "Employer Superannuation Contributions",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "In the <member field='member.financial_year'></member> financial year, what the total amount your (and/or your partner's) EMPLOYER contributed to your superannuation?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page12",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p>See the Supplementary section of your income tax return</p>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": "text-currency",
                                            "name": "member_total_personal_superannuation_contributions",
                                            "title": "Personal Superannuation Contributions",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel1",
                                    "title": "Personal Contributions To Super",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": "text-currency",
                                            "name": "member_total_personal_superannuation_contributions",
                                            "title": "Personal Superannuation Contributions",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "text",
                                            "customCSSClasses": "text-currency",
                                            "name": "partner_total_personal_superannuation_contributions",
                                            "title": "Personal Superannuation Contributions",
                                            "titleLocation": "hidden",
                                            "isRequired": true
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "In the <member field='member.financial_year'></member> financial year, what was your (and/or your partner's) total amount of PERSONAL deductible superannuation contributions?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "elements": [
                                                {
                                                    "type": "html",
                                                    "html": "<p>The account must be in your name. A joint account is acceptable.</p>",
                                                    "customCSSClasses": "description-response"
                                                }
                                            ]
                                        }
                                    ]
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "elements": [
                                                {
                                                    "name": "pension_paid_account_institution_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "pension_paid_account_bsb",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "pension_paid_account_account_number",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "title": "Account Ownership",
                                                    "elements": [
                                                        {
                                                            "name": "pension_paid_account_account_holders",
                                                            "defaultValue": "My Account",
                                                            "isRequired": true,
                                                            "visible": false,
                                                            "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                        }
                                                    ]
                                                }
                                            ],
                                            "name": "panel14"
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "elements": [
                                                {
                                                    "name": "same_bank_details_as_member",
                                                    "defaultValue": false,
                                                    "visibleIf": "{pension_paid_account_account_holders} = 'Joint Account'"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_pension_paid_account_institution_name",
                                                    "visible": false,
                                                    "visibleIf": "{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = 'My Account'"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_pension_paid_account_bsb",
                                                    "visible": false,
                                                    "visibleIf": "{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = 'My Account'"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "partner_pension_paid_account_account_number",
                                                    "visible": false,
                                                    "visibleIf": "{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = 'My Account'"
                                                },
                                                {
                                                    "type": "panel",
                                                    "title": "Account Ownership",
                                                    "elements": [
                                                        {
                                                            "isRequired": true,
                                                            "name": "partner_pension_paid_account_account_holders",
                                                            "defaultValue": "My Account",
                                                            "visible": false,
                                                            "visibleIf": "{same_bank_details_as_member} = false or {pension_paid_account_account_holders} = 'My Account'"
                                                        }
                                                    ]
                                                }
                                            ],
                                            "name": "panel22"
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel1",
                            "title": "Although the CSHC does not come with any regular payments, providing your bank details ensures you can automatically receive any future payments you become entitled to.",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page8"
                },
                {
                    "type": "panel",
                    "name": "page13",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p> This includes SMSFs where you are required to make a minimum annual drawdown. </p>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_income_stream_products_owned",
                                            "isRequired": true,
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "name": "panel1",
                                    "titleLocation": "hidden",
                                    "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-member",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "member_income_stream_products_owned",
                                            "isRequired": true,
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "name": "panel2.1",
                                    "title": "<member field=\"member.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                },
                                {
                                    "type": "panel",
                                    "customCSSClasses": "field-param panel-partner",
                                    "elements": [
                                        {
                                            "type": "radiogroup",
                                            "name": "partner_income_stream_products_owned",
                                            "isRequired": true,
                                            "colCount": 2,
                                            "customCSSClasses": "radio-binary",
                                            "titleLocation": "hidden",
                                            "saveToContactModule": true,
                                            "choices": [
                                                {
                                                    "value": "1",
                                                    "text": "Yes"
                                                },
                                                {
                                                    "value": "0",
                                                    "text": "No"
                                                }
                                            ]
                                        }
                                    ],
                                    "name": "panel2.2",
                                    "startWithNewLine": false,
                                    "title": "<member field=\"partner.first_name\"></member>",
                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                }
                            ],
                            "name": "panel2",
                            "title": "Do you (and/or your partner) have a superannuation account that makes payments to you?",
                            "customCSSClasses": "panel-question"
                        }
                    ]
                },
                {
                    "type": "panel",
                    "name": "page13",
                    "elements": [
                        {
                            "title": "What type of superannuation account makes payments to you?",
                            "visibleIf": "{member_income_stream_products_owned} = \"1\" or {partner_income_stream_products_owned} = \"1\"",
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "html",
                                            "html": "<p> If you have an SMSF then you need to select: Account Based Pensions. </p>",
                                            "customCSSClasses": "description-response"
                                        }
                                    ],
                                    "name": "panel1"
                                },
                                {
                                    "type": "panel",
                                    "name": "panel2",
                                    "customCSSClasses": "panel-question",
                                    "elements": [
                                        {
                                            "type": "panel",
                                            "customCSSClasses": "field-param",
                                            "isRequired": true,
                                            "elements": [
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "type": "panel",
                                                            "customCSSClasses": "panel-list",
                                                            "titleLocation": "hidden",
                                                            "elements": [
                                                                {
                                                                    "name": "member_own_ABP"
                                                                },
                                                                {
                                                                    "name": "member_own_defined_benefits"
                                                                },
                                                                {
                                                                    "name": "member_own_annuities"
                                                                }
                                                            ]
                                                        }
                                                    ]
                                                }
                                            ],
                                            "name": "panel2",
                                            "titleLocation": "hidden",
                                            "visibleIf": "{maritalstatus_c} != 'Married' and {maritalstatus_c} != 'In a registered relationship' and {maritalstatus_c} != 'Living with my partner' and {member_income_stream_products_owned} = \"1\""
                                        },
                                        {
                                            "type": "panel",
                                            "customCSSClasses": "field-param panel-member",
                                            "isRequired": true,
                                            "elements": [
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "type": "panel",
                                                            "customCSSClasses": "panel-list",
                                                            "titleLocation": "hidden",
                                                            "elements": [
                                                                {
                                                                    "name": "member_own_ABP"
                                                                },
                                                                {
                                                                    "name": "member_own_defined_benefits"
                                                                },
                                                                {
                                                                    "name": "member_own_annuities"
                                                                }
                                                            ]
                                                        }
                                                    ]
                                                }
                                            ],
                                            "name": "panel2",
                                            "title": "<member field='member.first_name'></member>",
                                            "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner' and {member_income_stream_products_owned} = \"1\""
                                        },
                                        {
                                            "type": "panel",
                                            "customCSSClasses": "field-param panel-partner",
                                            "isRequired": true,
                                            "elements": [
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "type": "panel",
                                                            "customCSSClasses": "panel-list",
                                                            "titleLocation": "hidden",
                                                            "elements": [
                                                                {
                                                                    "name": "partner_own_ABP"
                                                                },
                                                                {
                                                                    "name": "partner_own_defined_benefits"
                                                                },
                                                                {
                                                                    "name": "partner_own_annuities"
                                                                }
                                                            ]
                                                        }
                                                    ]
                                                }
                                            ],
                                            "name": "panel2",
                                            "startWithNewLine": false,
                                            "title": "<member field=\"partner.first_name\"></member>",
                                            "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner' and {partner_income_stream_products_owned} = \"1\""
                                        }
                                    ]
                                }
                            ]
                        }
                    ]
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_isp"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "member_al_abp",
                                            "titleLocation": "hidden",
                                            "panelAddText": "Add another product",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_abp_provider",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_abp_type",
                                                    "titleLocation": "top",
                                                    "isRequired": true,
                                                    "defaultValue": "Account based pension",
                                                    "visible": false
                                                },
                                                {
                                                    "name": "al_abp_asset",
                                                    "titleLocation": "top",
                                                    "customCSSClasses": "text-currency",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_abp_ref_number",
                                                    "titleLocation": "top"
                                                },
                                                {
                                                    "name": "al_abp_commencement_date",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_abp_gap",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel29",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_own_ABP} = \"1\" and {member_income_stream_products_owned}= \"1\""
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "partner_al_abp",
                                            "titleLocation": "hidden",
                                            "panelAddText": "Add another product",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_abp_provider",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_abp_type",
                                                    "titleLocation": "top",
                                                    "isRequired": true,
                                                    "defaultValue": "Account based pension",
                                                    "visible": false
                                                },
                                                {
                                                    "name": "al_abp_asset",
                                                    "titleLocation": "top",
                                                    "customCSSClasses": "text-currency",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_abp_ref_number",
                                                    "titleLocation": "top"
                                                },
                                                {
                                                    "name": "al_abp_commencement_date",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_abp_gap",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel28",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_own_ABP} = \"1\" and {partner_income_stream_products_owned}= \"1\""
                                }
                            ],
                            "name": "panel1",
                            "title": "Please confirm the following details for all account based pension accounts that you (and/or your partner) receive  payments from."
                        }
                    ],
                    "name": "page15",
                    "visible": false,
                    "visibleIf": "({member_own_abp} = \"1\" and {member_income_stream_products_owned}= \"1\") or ({partner_own_abp} = \"1\" and {partner_income_stream_products_owned}= \"1\")"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_isp"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "member_ali_db",
                                            "titleLocation": "hidden",
                                            "panelAddText": "Add another product",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "ali_db_provider",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "ali_db_type",
                                                    "titleLocation": "top",
                                                    "isRequired": true,
                                                    "visible": false
                                                },
                                                {
                                                    "name": "ali_db_income",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "ali_db_income_frequency",
                                                    "titleLocation": "top",
                                                    "isRequired": true,
                                                    "visible": false
                                                },
                                                {
                                                    "name": "ali_db_ref_number",
                                                    "titleLocation": "top"
                                                },
                                                {
                                                    "name": "ali_db_commencement_date",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel29",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_own_defined_benefits} = \"1\" and {member_income_stream_products_owned}= \"1\""
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "partner_ali_db",
                                            "titleLocation": "hidden",
                                            "panelAddText": "Add another product",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "ali_db_provider",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "ali_db_type",
                                                    "titleLocation": "top",
                                                    "isRequired": true,
                                                    "visible": false
                                                },
                                                {
                                                    "name": "ali_db_income",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "ali_db_income_frequency",
                                                    "titleLocation": "top",
                                                    "isRequired": true,
                                                    "visible": false
                                                },
                                                {
                                                    "name": "ali_db_ref_number",
                                                    "titleLocation": "top"
                                                },
                                                {
                                                    "name": "ali_db_commencement_date",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel28",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_own_defined_benefits} = \"1\" and {partner_income_stream_products_owned}= \"1\""
                                }
                            ],
                            "name": "panel1",
                            "title": "Please confirm the following details for all defined benefit pensions that you (and/or your partner) receive."
                        }
                    ],
                    "name": "page15",
                    "visible": false,
                    "visibleIf": "({member_own_defined_benefits} = \"1\" and {member_income_stream_products_owned}= \"1\") or ({partner_own_defined_benefits} = \"1\" and {partner_income_stream_products_owned}= \"1\")"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_isp"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "member_al_annuity",
                                            "titleLocation": "hidden",
                                            "panelAddText": "Add another product",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_annuity_provider",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_type",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_ref_number",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_commencement_date",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_asset",
                                                    "titleLocation": "top",
                                                    "customCSSClasses": "text-currency",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_rn",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "name": "panel8",
                                                    "customCSSClasses": "field-param",
                                                    "elements": [
                                                        {
                                                            "name": "al_annuity_payment_amount",
                                                            "titleLocation": "top",
                                                            "isRequired": true
                                                        },
                                                        {
                                                            "name": "al_annuity_frequency",
                                                            "titleLocation": "top",
                                                            "startWithNewLine": false,
                                                            "isRequired": true
                                                        }
                                                    ]
                                                },
                                                {
                                                    "name": "al_annuity_rcv",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel29",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_own_annuities} = \"1\" and {member_income_stream_products_owned}= \"1\""
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "partner_al_annuity",
                                            "titleLocation": "hidden",
                                            "panelAddText": "Add another product",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_annuity_provider",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_type",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_ref_number",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_commencement_date",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_asset",
                                                    "titleLocation": "top",
                                                    "customCSSClasses": "text-currency",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_rn",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "name": "panel8",
                                                    "customCSSClasses": "field-param",
                                                    "elements": [
                                                        {
                                                            "name": "al_annuity_payment_amount",
                                                            "titleLocation": "top",
                                                            "isRequired": true
                                                        },
                                                        {
                                                            "name": "al_annuity_frequency",
                                                            "titleLocation": "top",
                                                            "startWithNewLine": false,
                                                            "isRequired": true
                                                        }
                                                    ]
                                                },
                                                {
                                                    "name": "al_annuity_rcv",
                                                    "titleLocation": "top",
                                                    "isRequired": true
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel28",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_own_annuities} = \"1\" and {partner_income_stream_products_owned}= \"1\""
                                }
                            ],
                            "name": "panel1",
                            "title": "Please confirm the following details for all annuities that you (and/or your partner) have."
                        }
                    ],
                    "name": "page15",
                    "visible": false,
                    "visibleIf": "({member_own_annuities} = \"1\" and {member_income_stream_products_owned}= \"1\") or ({partner_own_annuities} = \"1\" and {partner_income_stream_products_owned}= \"1\")"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_commutations"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "allowAddPanel": false,
                                            "allowRemovePanel": false,
                                            "minPanelCount": 1,
                                            "name": "member_al_annuity",
                                            "panelCount": 1,
                                            "templateElements": [
                                                {
                                                    "name": "al_annuity_has_commutations",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_commutations_value",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_has_commutations} =1"
                                                },
                                                {
                                                    "name": "al_annuity_commutations_date",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_has_commutations} =1"
                                                }
                                            ],
                                            "templateTitle": "Product provider: {panel.al_annuity_provider}",
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel60",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_own_annuities} = \"1\" and {member_income_stream_products_owned}= \"1\""
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "allowAddPanel": false,
                                            "allowRemovePanel": false,
                                            "minPanelCount": 1,
                                            "name": "partner_al_annuity",
                                            "panelCount": 1,
                                            "templateElements": [
                                                {
                                                    "name": "al_annuity_has_commutations",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_commutations_value",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_has_commutations} =1"
                                                },
                                                {
                                                    "name": "al_annuity_commutations_date",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_has_commutations} =1"
                                                }
                                            ],
                                            "templateTitle": "Product provider: {panel.al_annuity_provider}",
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel61",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_own_annuities} = \"1\" and {partner_income_stream_products_owned}= \"1\""
                                }
                            ],
                            "name": "panel30",
                            "title": "Have there been any commutations since the annuity commenced?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "panel1",
                    "visible": false,
                    "visibleIf": "({member_own_annuities} = \"1\" and {member_income_stream_products_owned}= \"1\") or ({partner_own_annuities} = \"1\" and {partner_income_stream_products_owned}= \"1\")"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_isp"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "allowAddPanel": false,
                                            "allowRemovePanel": false,
                                            "minPanelCount": 1,
                                            "name": "member_al_annuity",
                                            "panelCount": 1,
                                            "templateElements": [
                                                {
                                                    "name": "al_annuity_is_indexed",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_index_base",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_is_indexed} =1"
                                                },
                                                {
                                                    "name": "al_annuity_index_next_date",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_is_indexed} =1"
                                                },
                                                {
                                                    "name": "al_annuity_index_fixed_rate",
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_is_indexed} =1"
                                                }
                                            ],
                                            "templateTitle": "Product provider: {panel.al_annuity_provider}",
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel70",
                                    "title": "<member field='member.first_name'></member>",
                                    "customCSSClasses": "panel-member",
                                    "visible": false,
                                    "visibleIf": "{member_own_annuities} = \"1\" and {member_income_stream_products_owned}= \"1\""
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "allowAddPanel": false,
                                            "allowRemovePanel": false,
                                            "minPanelCount": 1,
                                            "name": "partner_al_annuity",
                                            "panelCount": 1,
                                            "templateElements": [
                                                {
                                                    "name": "al_annuity_is_indexed",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_annuity_index_base",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_is_indexed} =1"
                                                },
                                                {
                                                    "name": "al_annuity_index_next_date",
                                                    "isRequired": true,
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_is_indexed} =1"
                                                },
                                                {
                                                    "name": "al_annuity_index_fixed_rate",
                                                    "visible": false,
                                                    "visibleIf": "{panel.al_annuity_is_indexed} =1"
                                                }
                                            ],
                                            "templateTitle": "Product provider: {panel.al_annuity_provider}",
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel71",
                                    "startWithNewLine": false,
                                    "title": "<member field='partner.first_name'></member>",
                                    "customCSSClasses": "panel-partner",
                                    "visible": false,
                                    "visibleIf": "{partner_own_annuities} = \"1\" and {partner_income_stream_products_owned}= \"1\""
                                }
                            ],
                            "name": "panel69",
                            "title": "Is this annuity indexed? e.g. to CPI",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "panel2",
                    "visible": false,
                    "visibleIf": "({member_own_annuities} = \"1\" and {member_income_stream_products_owned}= \"1\") or ({partner_own_annuities} = \"1\" and {partner_income_stream_products_owned}= \"1\")"
                }
            ]
        },
        {
            "name": "Assets reviewpage",
            "customCSSClasses": "page-review",
            "elements": [
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "review_page_title"
                                }
                            ],
                            "name": "panel1"
                        }
                    ],
                    "name": "page0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel1",
                            "elements": [
                                {
                                    "name": "owns_investment_properties",
                                    "isRequired": true
                                }
                            ],
                            "title": "Aside from the home you live in, do you (and/or your partner) own or partly own any other real estate?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "property1"
                },
                {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "name": "panel3",
                                    "elements": [
                                        {
                                            "name": "info_property_market_value",
                                            "type": "html",
                                            "html": "<div class=\"collapse collapse--tooltip\">   <input class=\"collapse__state\" type=\"checkbox\" id=\"random-collapse-03\">                        <div class=\"collapse__head\">      <div class=\"collapse__title\">More information</div>      <label class=\"collapse__label\" for=\"random-collapse-03\">Show</label>                        </div>   <div class=\"collapse__body\">      <div class=\"more-information\">         <div class=\"more-information__inner\">                                Centrelink want to assess the value of your property and they use this information to do so. They may also ask a property valuer to assess your property in person.                             </div>      </div>   </div></div>"
                                        },
                                        {
                                            "type": "panel",
                                            "name": "panel4",
                                            "elements": [
                                                {
                                                    "type": "paneldynamic",
                                                    "name": "al_investment_property",
                                                    "title": " ",
                                                    "templateElements": [
                                                        {
                                                            "name": "al_investment_property_address",
                                                            "isRequired": true,
                                                            "type": "text",
                                                            "title": "Address"
                                                        },
                                                        {
                                                            "name": "al_investment_property_type",
                                                            "isRequired": true,
                                                            "defaultValue": "Investment property",
                                                            "type": "dropdown",
                                                            "title": "Asset type",
                                                            "choices": [
                                                                "Investment property"
                                                            ]
                                                        },
                                                        {
                                                            "name": "al_investment_property_asset",
                                                            "isRequired": true,
                                                            "type": "text",
                                                            "customCSSClasses": "text-currency",
                                                            "title": "Current market value"
                                                        }
                                                    ],
                                                    "panelCount": 1,
                                                    "minPanelCount": 1,
                                                    "panelAddText": "Add another property",
                                                    "panelRemoveText": "X"
                                                }
                                            ]
                                        }
                                    ],
                                    "title": "Please enter the addresses & current market value of all other properties you and/or your partner own or partly own.",
                                    "customCSSClasses": "panel-question"
                                }
                            ],
                            "name": "page2",
                            "visibleIf": "{owns_investment_properties} != 0"
                        },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "name": "panel13",
                            "elements": [
                                {
                                    "name": "info_investment_property_share"
                                },
                                {
                                    "type": "panel",
                                    "name": "panel6",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "name": "al_investment_property",
                                            "title": " ",
                                            "templateElements": [
                                                {
                                                    "type": "panel",
                                                    "name": "panel2",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_investment_property_share",
                                                            "title": "You",
                                                            "isRequired": true
                                                        },
                                                        {
                                                            "name": "partner_al_investment_property_share",
                                                            "visible": false,
                                                            "isRequired": true,
                                                            "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'",
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "title": "Share (% owned)"
                                                }
                                            ],
                                            "templateTitle": "Property: {panel.al_investment_property_address}",
                                            "allowAddPanel": false,
                                            "allowRemovePanel": false,
                                            "panelCount": 1,
                                            "panelRemoveText": "X"
                                        }
                                    ]
                                }
                            ],
                            "title": "Who owns the property?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "property3",
                    "visibleIf": "{owns_investment_properties} != 0"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_home_contents"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "allowAddPanel": false,
                                            "allowRemovePanel": false,
                                            "minPanelCount": 1,
                                            "name": "al_home_contents_and_personal_effects",
                                            "panelCount": 1,
                                            "templateElements": [
                                                {
                                                    "name": "al_home_contents_and_personal_effects_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_home_contents_and_personal_effects_liability",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_home_contents_and_personal_effects_type"
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_home_contents_and_personal_effects_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_home_contents_and_personal_effects_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel3",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel17"
                                }
                            ],
                            "name": "panel1",
                            "title": "Please estimate the current market value of your (and/or your partner's) personal possesions e.g. TV's, jewellery etc",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page2"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_bank_building_society_credit_union_accounts",
                                            "panelAddText": "Add another account",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_bank_building_society_credit_union_accounts_institution_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_bank_building_society_credit_union_accounts_account_number",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_bank_building_society_credit_union_accounts_account_type"
                                                },
                                                {
                                                    "name": "al_bank_building_society_credit_union_accounts_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_bank_building_society_credit_union_accounts_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_bank_building_society_credit_union_accounts_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel7",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel28"
                                }
                            ],
                            "name": "panel6",
                            "title": "Please provide details of all accounts held by you (and/or your partner) in banks, building societies or credit unions",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page3"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "customCSSClasses": "panel-list",
                                    "elements": [
                                        {
                                            "name": "own_boats_caravans_motorhomes"
                                        },
                                        {
                                            "name": "own_motor_vehicles_cycles_trailers"
                                        },
                                        {
                                            "name": "own_bonds_debentures"
                                        },
                                        {
                                            "name": "own_listed_securities"
                                        },
                                        {
                                            "name": "own_unlisted_securities"
                                        },
                                        {
                                            "name": "own_managed_investments"
                                        },
                                        {
                                            "name": "has_margin_loan"
                                        },
                                        {
                                            "name": "own_funeral_bonds_investments"
                                        },
                                        {
                                            "name": "own_superannuation_accumulation"
                                        },
                                        {
                                            "name": "has_lent_money"
                                        },
                                        {
                                            "name": "has_gifted_in_last_5_years"
                                        }
                                    ],
                                    "name": "panel38"
                                }
                            ],
                            "name": "panel25",
                            "title": "Do you (and/or your partner) own/have any of the following?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_boats_caravans_motorhomes"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_boats_caravans_motorhomes",
                                            "panelAddText": "Add another asset",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "isRequired": true,
                                                    "name": "al_boats_caravans_motorhomes_type"
                                                },
                                                {
                                                    "name": "al_boats_caravans_motorhomes_make",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_boats_caravans_motorhomes_model",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_boats_caravans_motorhomes_year",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_boats_caravans_motorhomes_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_boats_caravans_motorhomes_liability",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_boats_caravans_motorhomes_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_boats_caravans_motorhomes_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel2",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel26"
                                }
                            ],
                            "name": "panel1",
                            "title": "Please provide details of any boats or caravans / motor homes that you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page5",
                    "visible": false,
                    "visibleIf": "{own_boats_caravans_motorhomes} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_motor_vehicles_cycles_trailers",
                                            "panelAddText": "Add another asset",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "isRequired": true,
                                                    "name": "al_motor_vehicles_cycles_trailers_type"
                                                },
                                                {
                                                    "name": "al_motor_vehicles_cycles_trailers_make",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_motor_vehicles_cycles_trailers_model",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_motor_vehicles_cycles_trailers_year",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_motor_vehicles_cycles_trailers_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_motor_vehicles_cycles_trailers_liability",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_motor_vehicles_cycles_trailers_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_motor_vehicles_cycles_trailers_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel4",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel27"
                                }
                            ],
                            "name": "panel5",
                            "title": "Please provide details of any motor vehicles, motor cycles or trailers you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page6",
                    "visible": false,
                    "visibleIf": "{own_motor_vehicles_cycles_trailers} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_bonds"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_bonds_debentures",
                                            "panelAddText": "Add another asset",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_bonds_debentures_issuer",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_bonds_debentures_type"
                                                },
                                                {
                                                    "name": "al_bonds_debentures_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_bonds_debentures_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_bonds_debentures_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel7",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel29"
                                }
                            ],
                            "name": "panel6",
                            "title": "Please provide details of any bonds or debentures you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page7",
                    "visible": false,
                    "visibleIf": "{own_bonds_debentures}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_listed_security"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_listed_security",
                                            "panelAddText": "Add another security",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_listed_security_company_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_listed_security_type"
                                                },
                                                {
                                                    "name": "al_listed_security_units",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_listed_security_exchange_code",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_listed_security_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_listed_security_liability",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_listed_security_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_listed_security_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel7",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel31"
                                }
                            ],
                            "name": "panel9",
                            "title": "Please provide details of any shares, options, rights, convertible notes or other securities LISTED on a stock exchange you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page9",
                    "visible": false,
                    "visibleIf": "{own_listed_securities}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_unlisted_security"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_unlisted_security",
                                            "panelAddText": "Add another security",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_unlisted_security_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_unlisted_security_share_category",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_unlisted_security_type"
                                                },
                                                {
                                                    "name": "al_unlisted_security_units",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_unlisted_security_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_unlisted_security_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_unlisted_security_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel7",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel32"
                                }
                            ],
                            "name": "panel13",
                            "title": "Please provide details of any shares, options or rights in public companies, NOT LISTED on a stock exchange you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page10",
                    "visible": false,
                    "visibleIf": "{own_unlisted_securities}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_managed_investments"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_managed_investments",
                                            "panelAddText": "Add another investment",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_managed_investments_company_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_managed_investments_product_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_managed_investments_product_category",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_managed_investments_type"
                                                },
                                                {
                                                    "name": "al_managed_investments_units"
                                                },
                                                {
                                                    "name": "al_managed_investments_apir"
                                                },
                                                {
                                                    "name": "al_managed_investments_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_managed_investments_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_managed_investments_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel12",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel33"
                                }
                            ],
                            "name": "panel11",
                            "title": "Please provide details of any managed investments you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page11",
                    "visible": false,
                    "visibleIf": "{own_managed_investments}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_funeral_bonds"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_funeral_bonds_investments",
                                            "panelAddText": "Add another",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_funeral_bonds_investments_company_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_funeral_bonds_investments_product_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_funeral_bonds_investments_type"
                                                },
                                                {
                                                    "name": "al_funeral_bonds_investments_apir"
                                                },
                                                {
                                                    "name": "al_funeral_bonds_investments_purchase_price",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_funeral_bonds_investments_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_funeral_bonds_investments_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_funeral_bonds_investments_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel12",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel34"
                                }
                            ],
                            "name": "panel10",
                            "title": "Please provide details of any funeral bonds / funeral investments, including pre-paid funerals you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page12",
                    "visible": false,
                    "visibleIf": "{own_funeral_bonds_investments} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_contract_for_funeral_services"
                                },
                                {
                                    "isRequired": true,
                                    "name": "has_contract_for_funeral_services"
                                }
                            ],
                            "name": "panel35",
                            "title": "Do you (and/or your partner) have a contract to have funeral services provided for which an agreed sum has already been paid to the provider or used to buy funeral bonds assigned to the provider?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page13",
                    "visible": false,
                    "visibleIf": "{own_funeral_bonds_investments} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_superannuation_accumulation"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_superannuation_accumulation",
                                            "panelAddText": "Add another fund",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_superannuation_accumulation_institution_or_manager",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_superannuation_accumulation_fund_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_superannuation_accumulation_type"
                                                },
                                                {
                                                    "name": "al_superannuation_accumulation_date_joined",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_superannuation_accumulation_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "al_superannuation_accumulation_owner",
                                                            "defaultValue": "Member",
                                                            "isRequired": true
                                                        }
                                                    ],
                                                    "name": "panel7",
                                                    "title": "Owned by",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel36"
                                }
                            ],
                            "name": "panel14",
                            "title": "Please provide details of any money invested in superannuation where the fund is still in accumulation phase and not paying a pension",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page14",
                    "visible": false,
                    "visibleIf": "{own_superannuation_accumulation}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_money_lent",
                                            "panelAddText": "Add another loan",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "isRequired": "true",
                                                    "name": "al_money_lent_debtor"
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_money_lent_type"
                                                },
                                                {
                                                    "name": "al_money_lent_date_lent",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_money_lent_principal",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_money_lent_asset"
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_money_lent_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_money_lent_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel7",
                                                    "title": "Lent by (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel30"
                                }
                            ],
                            "name": "panel1",
                            "title": "Please provide details of any money or loan to another organisation you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page8",
                    "visible": false,
                    "visibleIf": "{has_lent_money}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_gifts"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_gifts",
                                            "panelAddText": "Add another",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "name": "al_gifts_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_gifts_type"
                                                },
                                                {
                                                    "name": "al_gifts_date_gifted",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_gifts_value",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_gifts_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_gifts_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_gifts_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel16",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                },
                                                {
                                                    "name": "al_gifts_to_sdt"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel24"
                                }
                            ],
                            "name": "panel23",
                            "title": "Please provide details of any cash, assets, property or income you (and/or your partner) have given away, sold for less than their market value, or surrendered a right to in the last 5 years",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page15",
                    "visible": false,
                    "visibleIf": "{has_gifted_in_last_5_years}=1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_margin_loan",
                                            "panelAddText": "Add another loan",
                                            "panelCount": 1,
                                            "panelRemoveText": "X",
                                            "templateElements": [
                                                {
                                                    "isRequired": true,
                                                    "name": "al_margin_loan_company"
                                                },
                                                {
                                                    "name": "al_margin_loan_type",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_margin_loan_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_margin_loan_apir_code"
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_margin_loan_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_margin_loan_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel4",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel27"
                                }
                            ],
                            "name": "panel5",
                            "title": "Please provide details of any managed investments or securities purchased with a margin loan that you (and/or your partner) own or partly own",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page6",
                    "visible": false,
                    "visibleIf": "{has_margin_loan} = 1"
                },
                {
                    "type": "panel",
                    "elements": [
                        {
                            "type": "panel",
                            "elements": [
                                {
                                    "name": "info_other_assets"
                                },
                                {
                                    "isRequired": true,
                                    "name": "own_other_assets"
                                },
                                {
                                    "type": "panel",
                                    "elements": [
                                        {
                                            "type": "paneldynamic",
                                            "minPanelCount": 1,
                                            "name": "al_other_assets",
                                            "panelAddText": "Add another asset",
                                            "panelCount": 1,
                                            "templateElements": [
                                                {
                                                    "name": "al_other_assets_name",
                                                    "isRequired": true
                                                },
                                                {
                                                    "isRequired": true,
                                                    "name": "al_other_assets_type"
                                                },
                                                {
                                                    "name": "al_other_assets_asset",
                                                    "isRequired": true
                                                },
                                                {
                                                    "name": "al_other_assets_liability",
                                                    "isRequired": true
                                                },
                                                {
                                                    "type": "panel",
                                                    "elements": [
                                                        {
                                                            "name": "member_al_other_assets_share",
                                                            "isRequired": true,
                                                            "title": "You"
                                                        },
                                                        {
                                                            "name": "partner_al_other_assets_share",
                                                            "isRequired": true,
                                                            "title": "Your Partner"
                                                        }
                                                    ],
                                                    "name": "panel16",
                                                    "title": "Share (% owned)",
                                                    "visible": false,
                                                    "visibleIf": "{maritalstatus_c} = 'Married' or {maritalstatus_c} = 'In a registered relationship' or {maritalstatus_c} = 'Living with my partner'"
                                                }
                                            ],
                                            "title": " "
                                        }
                                    ],
                                    "name": "panel37",
                                    "visible": false,
                                    "visibleIf": "{own_other_assets} = 1"
                                }
                            ],
                            "name": "panel15",
                            "title": "Do you (and/or your partner) have any other assets that you haven't already mentioned?",
                            "customCSSClasses": "panel-question"
                        }
                    ],
                    "name": "page16"
                }
            ]
        }
    ],
    "questionErrorLocation": "bottom",
    "requiredText": "",
    "showCompletedPage": false,
    "showQuestionNumbers": "off",
    "storeOthersAsComment": false
}